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refinance lenders · HMDA 2023–2025

Refinance lenders in Napa County, California

Fat Boy Data analyzed mortgage refinance activity in Napa County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 726 applications were decided by 138 lenders between 2023 and 2025.

Napa County at a glance

138Active lenders7 with 20+ decisions
78.4%Market approval rate569 of 726 decided
$555KTypical loanmedian lender, $10K brackets
94%Borrower take-up537 loans funded

How Napa County compares

Approval rate compared
Napa County78.4%California76.7%All 616 counties76.5%
Typical loan compared
Napa County$555KCalifornia$655KAll 616 counties$295K

What the data shows

Bank of America, National Association made the most mortgage refinances in Napa County, CA, 46 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 30.

The typical mortgage refinance here is $555K, 15% smaller than the California typical of $655K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%Columbia Bank: 62% approved of 21Bank of America, National Association: 75% approved of 65Rocket Mortgage, LLC: 77% approved of 53U.S. Bank National Association: 83% approved of 29Finance of America Reverse LLC: 84% approved of 32United Wholesale Mortgage, LLC: 86% approved of 84Cmg Mortgage, Inc.: 97% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Napa County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only86%72 / 84100%$655K72
2Bank of America, National Association75%49 / 6594%$165K46
3Rocket Mortgage, LLC77%41 / 5393%$725K38
4Finance of America Reverse LLC84%27 / 3296%$445K26
5Cmg Mortgage, Inc.97%29 / 3083%$555K24

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 133 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Napa County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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