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refinance lenders · HMDA 2023–2025

Refinance lenders in Nevada County, California

Fat Boy Data analyzed mortgage refinance activity in Nevada County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 976 applications were decided by 162 lenders between 2023 and 2025.

Nevada County at a glance

162Active lenders7 with 20+ decisions
76.3%Market approval rate745 of 976 decided
$395KTypical loanmedian lender, $10K brackets
95%Borrower take-up707 loans funded

How Nevada County compares

Approval rate compared
Nevada County76.3%California76.7%All 616 counties76.5%
Typical loan compared
Nevada County$395KCalifornia$655KAll 616 counties$295K

What the data shows

Sierra Central Credit Union made the most mortgage refinances in Nevada County, CA, 81 of them.

The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

The typical mortgage refinance here is $395K, 40% smaller than the California typical of $655K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 60% approved of 50Tri Counties Bank: 67% approved of 33Sierra Central Credit Union: 68% approved of 120Finance of America Reverse LLC: 78% approved of 23Rocket Mortgage, LLC: 80% approved of 64United Wholesale Mortgage, LLC: 85% approved of 149The Loan Store, Inc.: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Nevada County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%126 / 14998%$435K124
2Sierra Central Credit Union68%81 / 120100%$75K81
3Rocket Mortgage, LLC80%51 / 64100%$495K51
4Bank of America, National Association60%30 / 5097%$155K29
5Tri Counties Bank67%22 / 33100%$165K22

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 157 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Nevada County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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