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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Nevada County, California

Fat Boy Data analyzed home improvement loan activity in Nevada County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,033 applications were decided by 82 lenders between 2023 and 2025.

Nevada County at a glance

82Active lenders13 with 20+ decisions
62.4%Market approval rate645 of 1,033 decided
$105KTypical loanmedian lender, $10K brackets
91%Borrower take-up587 loans funded

How Nevada County compares

Approval rate compared
Nevada County62.4%California61.0%All 616 counties62.7%
Typical loan compared
Nevada County$105KCalifornia$115KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Nevada County, CA, 75 of them.

Third Federal Savings And Loan Association Of Cleveland approved the highest share of applications among lenders with at least 20 decisions here, 83% of 23.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 22% approved of 27Banner Bank: 43% approved of 46BMO Bank National Association: 46% approved of 57Spring Eq, LLC: 48% approved of 65U.S. Bank National Association: 48% approved of 62Navy Federal Credit Union: 50% approved of 24Bank of America, National Association: 54% approved of 139Tri Counties Bank: 54% approved of 70The Golden 1: 73% approved of 84Figure Lending LLC: 76% approved of 74Schoolsfirst: 80% approved of 25Third Federal Savings And Loan Association Of Cleveland: 83% approved of 23Coastal Community Bank: 89% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Nevada County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association54%75 / 139100%$105K75
2The Golden 173%61 / 8495%$85K58
3Figure Lending LLC76%56 / 7466%$65K37
4Tri Counties Bank54%38 / 7097%$105K37
5Spring Eq, LLC48%31 / 65100%$105K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 77 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Nevada County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Approval and take-up rates
  • Typical loan and full range
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  • Branch count and how to apply
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