Investment property cash-out lenders in Sacramento County, California
Fat Boy Data analyzed investment cash-out refinance activity in Sacramento County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,818 applications were decided by 213 lenders between 2023 and 2025.
Sacramento County at a glance
How Sacramento County compares
What the data shows
The Loan Store, Inc. made the most investment cash-out refinances in Sacramento County, CA, 78 of them.
The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 96% of 85.
The typical investment cash-out refinance here is $265K, 38% smaller than the California typical of $425K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property cash-out lenders in Sacramento County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 75% | 237 / 316 | 98% | $235K | 233 |
| 2 | Rocket Mortgage, LLC | 80% | 74 / 93 | 100% | $235K | 74 |
| 3 | The Loan Store, Inc. | 96% | 82 / 85 | 95% | $335K | 78 |
| 4 | Homexpress Mortgage Corp.Broker only | 60% | 45 / 75 | 96% | $305K | 43 |
| 5 | Ocmbc, Inc.Broker only | 81% | 43 / 53 | 91% | $295K | 39 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 208 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Sacramento County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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- Typical loan and full range
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- Branch count and how to apply
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