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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Sacramento County, California

Fat Boy Data analyzed home purchase mortgage activity in Sacramento County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 43,771 applications were decided by 512 lenders between 2023 and 2025.

Sacramento County at a glance

512Active lenders168 with 20+ decisions
89.4%Market approval rate39,120 of 43,771 decided
$445KTypical loanmedian lender, $10K brackets
96%Borrower take-up37,472 loans funded

How Sacramento County compares

Approval rate compared
Sacramento County89.4%California88.4%All 616 counties87.6%
Typical loan compared
Sacramento County$445KCalifornia$555KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Sacramento County, CA, 2,891 of them.

Canopy Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 186.

The typical home purchase mortgage here is $445K, 20% smaller than the California typical of $555K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 15% approved of 27221St Mortgage Corporation: 36% approved of 395Credit Human Federal Credit Union: 57% approved of 248Flagstar Bank, National Association: 61% approved of 229Triad Financial Services, Inc.: 68% approved of 769Bank of America, National Association: 69% approved of 488Kind Lending, LLC: 77% approved of 970East West Bank: 80% approved of 211Plaza Home Mortgage, Inc.: 80% approved of 154Ocmbc, Inc.: 81% approved of 227Sun West Mortgage Company, Inc.: 82% approved of 120Wells Fargo Bank, National Association: 84% approved of 307U.S. Bank National Association: 85% approved of 788Pennymac Loan Services, LLC: 86% approved of 561The Golden 1: 86% approved of 577BMO Bank National Association: 86% approved of 169Taylor Morrison Home Funding, Inc.: 87% approved of 753Sierra Pacific Mortgage Company, Inc.: 87% approved of 684Pulte Mortgage LLC: 87% approved of 189Rocket Mortgage, LLC: 88% approved of 3,331JPMorgan Chase Bank, National Association: 88% approved of 400Navy Federal Credit Union: 88% approved of 144Freedom Mortgage Corporation: 90% approved of 108Toll Brothers Mortgage Company: 90% approved of 259Newrez LLC: 91% approved of 267Mortgage Research Center, LLC: 91% approved of 291Provident Funding Associates, L.P.: 92% approved of 325United Wholesale Mortgage, LLC: 92% approved of 8,441Amwest Funding Corp.: 92% approved of 172K. Hovnanian American Mortgage, L.L.C.: 92% approved of 477Change Lending, LLC: 93% approved of 122Lennar Mortgage, LLC: 93% approved of 2,203Kbhs Home Loans, LLC: 93% approved of 636Dhi Mortgage Company, Ltd.: 93% approved of 252Loandepot.Com, LLC: 94% approved of 1,179Mason Mcduffie Mortgage Corporation: 94% approved of 113Safe: 94% approved of 183Homeamerican Mortgage Corporation: 94% approved of 467Zillow Home Loans, LLC: 95% approved of 170Primelending, A Plainscapital Company: 95% approved of 173The Loan Store, Inc.: 95% approved of 980Alameda Mortgage Corporation: 96% approved of 226Cmg Mortgage, Inc.: 96% approved of 412American Pacific Mortgage Corporation: 96% approved of 1,329Universal Lending Corporation: 96% approved of 130Schoolsfirst: 97% approved of 176Guaranteed Rate, Inc.: 97% approved of 238Guaranteed Rate Affinity, LLC: 97% approved of 280City First Mortgage Services, L.L.C.: 97% approved of 132Fairway Independent Mortgage Corporation: 97% approved of 335New American Funding, LLC: 97% approved of 336Paramount Residential Mortgage Group, Inc.: 98% approved of 554Summit Funding, Inc.: 98% approved of 418Premier Mortgage Resources, L.L.C.: 98% approved of 166Crosscountry Mortgage, LLC: 98% approved of 535Guild Mortgage Company LLC: 98% approved of 1,749Generations Home Loans, LLC: 98% approved of 130Movement Mortgage, LLC: 99% approved of 356Canopy Mortgage, LLC: 100% approved of 186Nmsi, Inc.: 100% approved of 150

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Sacramento County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%7,770 / 8,44198%$445K7,650
2Rocket Mortgage, LLC88%2,931 / 3,33199%$445K2,891
3Lennar Mortgage, LLC93%2,047 / 2,20399%$535K2,031
4Guild Mortgage Company LLC98%1,721 / 1,74991%$405K1,559
5American Pacific Mortgage Corporation96%1,275 / 1,32999%$415K1,260

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 507 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Sacramento County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Sacramento County

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