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mortgage lenders · HMDA 2023–2025

Mortgage lenders in San Joaquin County, California

Fat Boy Data analyzed home purchase mortgage activity in San Joaquin County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 22,783 applications were decided by 418 lenders between 2023 and 2025.

San Joaquin County at a glance

418Active lenders126 with 20+ decisions
88.6%Market approval rate20,178 of 22,783 decided
$465KTypical loanmedian lender, $10K brackets
96%Borrower take-up19,399 loans funded

How San Joaquin County compares

Approval rate compared
San Joaquin County88.6%California88.4%All 616 counties87.6%
Typical loan compared
San Joaquin County$465KCalifornia$555KAll 616 counties$335K

What the data shows

Lennar Mortgage, LLC made the most home purchase mortgages in San Joaquin County, CA, 1,371 of them.

Flexpoint, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 123.

The typical home purchase mortgage here is $465K, 16% smaller than the California typical of $555K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 30% approved of 213Credit Human Federal Credit Union: 63% approved of 86Bank of America, National Association: 69% approved of 288Flagstar Bank, National Association: 70% approved of 74Kind Lending, LLC: 73% approved of 458BMO Bank National Association: 73% approved of 134Triad Financial Services, Inc.: 74% approved of 291Navy Federal Credit Union: 75% approved of 63Calcon Mutual Mortgage LLC: 79% approved of 122Ocmbc, Inc.: 82% approved of 189Pennymac Loan Services, LLC: 82% approved of 215Wells Fargo Bank, National Association: 83% approved of 164Mortgage Research Center, LLC: 84% approved of 149The Golden 1: 84% approved of 167Rocket Mortgage, LLC: 86% approved of 1,365Sun West Mortgage Company, Inc.: 86% approved of 95American Financial Network, Inc.: 87% approved of 126Sierra Pacific Mortgage Company, Inc.: 87% approved of 284U.S. Bank National Association: 87% approved of 548JPMorgan Chase Bank, National Association: 88% approved of 202Citibank, National Association: 88% approved of 65Kbhs Home Loans, LLC: 88% approved of 403Patelco Credit Union: 88% approved of 69Taylor Morrison Home Funding, Inc.: 89% approved of 196Golden Empire Mortgage, Inc.: 89% approved of 228K. Hovnanian American Mortgage, L.L.C.: 89% approved of 142Homeamerican Mortgage Corporation: 90% approved of 506United Wholesale Mortgage, LLC: 90% approved of 3,143STAR ONE Credit Union: 90% approved of 150Newrez LLC: 90% approved of 93Pulte Mortgage LLC: 90% approved of 426Primelending, A Plainscapital Company: 91% approved of 75Loandepot.Com, LLC: 91% approved of 1,178Lennar Mortgage, LLC: 92% approved of 1,496Zions Bancorporation, N.A.: 93% approved of 86Change Lending, LLC: 93% approved of 164Everett Financial, Inc.: 94% approved of 109Mason Mcduffie Mortgage Corporation: 94% approved of 70Primary Residential Mortgage, Inc.: 95% approved of 153Fairway Independent Mortgage Corporation: 95% approved of 135Dhi Mortgage Company, Ltd.: 95% approved of 280The Loan Store, Inc.: 95% approved of 278Land Home Financial Services, Inc.: 95% approved of 65New American Funding, LLC: 95% approved of 174Generations Home Loans, LLC: 96% approved of 156Shea Mortgage Inc.: 96% approved of 115American Pacific Mortgage Corporation: 96% approved of 563Guaranteed Rate, Inc.: 96% approved of 366Synergy One Lending, Inc.: 96% approved of 77Summit Funding, Inc.: 97% approved of 496Paramount Residential Mortgage Group, Inc.: 97% approved of 367Safe: 98% approved of 281Cmg Mortgage, Inc.: 98% approved of 317Crosscountry Mortgage, LLC: 99% approved of 438Guild Mortgage Company LLC: 99% approved of 292Homeowners Financial Group USA, LLC: 99% approved of 250Ameritrust Mortgage Corporation: 99% approved of 113Flexpoint, Inc.: 100% approved of 123Provident Credit Union: 100% approved of 65Nmsi, Inc.: 100% approved of 63

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in San Joaquin County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%2,819 / 3,14399%$445K2,785
2Lennar Mortgage, LLC92%1,382 / 1,49699%$615K1,371
3Rocket Mortgage, LLC86%1,168 / 1,36599%$495K1,151
4Loandepot.Com, LLC91%1,069 / 1,17899%$545K1,063
5American Pacific Mortgage Corporation96%539 / 56399%$425K534

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 413 more lenders.

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Other lending data for San Joaquin County

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Nearby markets

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