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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Alameda County, California

Fat Boy Data analyzed home purchase mortgage activity in Alameda County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 31,035 applications were decided by 470 lenders between 2023 and 2025.

Alameda County at a glance

470Active lenders150 with 20+ decisions
90.9%Market approval rate28,198 of 31,035 decided
$775KTypical loanmedian lender, $10K brackets
96%Borrower take-up27,146 loans funded

How Alameda County compares

Approval rate compared
Alameda County90.9%California88.4%All 616 counties87.6%
Typical loan compared
Alameda County$775KCalifornia$555KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Alameda County, CA, 2,220 of them.

Googain, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 201.

The typical home purchase mortgage here is $775K, 40% larger than the California typical of $555K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 29% approved of 121Credit Human Federal Credit Union: 55% approved of 106Flagstar Bank, National Association: 60% approved of 187Kind Lending, LLC: 66% approved of 168Taylor Morrison Home Funding, Inc.: 75% approved of 92Triad Financial Services, Inc.: 76% approved of 292Toll Brothers Mortgage Company: 78% approved of 106East West Bank: 79% approved of 178Ocmbc, Inc.: 83% approved of 111BMO Bank National Association: 86% approved of 711Sierra Pacific Mortgage Company, Inc.: 87% approved of 102Pennymac Loan Services, LLC: 87% approved of 325Bank of America, National Association: 88% approved of 1,790Fremont Bank: 88% approved of 179Zions Bancorporation, N.A.: 88% approved of 112Provident Funding Associates, L.P.: 89% approved of 107Rocket Mortgage, LLC: 89% approved of 2,522The Golden 1: 89% approved of 475United Wholesale Mortgage, LLC: 89% approved of 2,328STAR ONE Credit Union: 90% approved of 483Alliant Credit Union: 91% approved of 95PNC Bank, National Association: 91% approved of 554U.S. Bank National Association: 91% approved of 1,749JPMorgan Chase Bank, National Association: 91% approved of 1,047NexBank: 92% approved of 96Wells Fargo Bank, National Association: 92% approved of 1,762Loandepot.Com, LLC: 93% approved of 317Paramount Residential Mortgage Group, Inc.: 93% approved of 153American Pacific Mortgage Corporation: 93% approved of 458Lennar Mortgage, LLC: 94% approved of 525Patelco Credit Union: 94% approved of 496Everett Financial, Inc.: 94% approved of 223Fairway Independent Mortgage Corporation: 94% approved of 191Resicentral, LLC: 94% approved of 87Pulte Mortgage LLC: 94% approved of 124Bay Equity LLC: 95% approved of 128The Loan Store, Inc.: 96% approved of 148Guild Mortgage Company LLC: 96% approved of 151Amwest Funding Corp.: 96% approved of 228Citibank, National Association: 96% approved of 1,179Change Lending, LLC: 97% approved of 176Guaranteed Rate Affinity, LLC: 97% approved of 206New American Funding, LLC: 97% approved of 255Charles Schwab Bank, SSB: 97% approved of 148Guaranteed Rate, Inc.: 98% approved of 495Vellum Mortgage, Inc.: 98% approved of 260Cmg Mortgage, Inc.: 98% approved of 658Sunward: 99% approved of 146Hsbc Bank USA, N.A.tional Association: 99% approved of 373Originpoint LLC: 99% approved of 166Ameritrust Mortgage Corporation: 99% approved of 96STANFORD Federal Credit Union: 99% approved of 112Provident Credit Union: 99% approved of 230General Mortgage Capital Corporation: 99% approved of 244Crosscountry Mortgage, LLC: 99% approved of 1,287First Republic Bank: 99% approved of 257Morgan Stanley Private Bank, National Association: 99% approved of 157Googain, Inc.: 100% approved of 201New Wave Lending Group Inc: 100% approved of 184Nmsi, Inc.: 100% approved of 169

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Alameda County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC89%2,242 / 2,52299%$725K2,220
2United Wholesale Mortgage, LLCBroker only89%2,079 / 2,32898%$685K2,045
3Bank of America, National Association88%1,572 / 1,79094%$1.06M1,476
4Wells Fargo Bank, National Association92%1,618 / 1,762100%$1.08M1,611
5U.S. Bank National Association91%1,596 / 1,74998%$995K1,570

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 465 more lenders.

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Other lending data for Alameda County

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