HomeCaliforniaAlameda CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Alameda County, California

Fat Boy Data analyzed investment cash-out refinance activity in Alameda County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,508 applications were decided by 215 lenders between 2023 and 2025.

Alameda County at a glance

215Active lenders21 with 20+ decisions
72.8%Market approval rate1,098 of 1,508 decided
$435KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,014 loans funded

How Alameda County compares

Approval rate compared
Alameda County72.8%California75.0%All 616 counties73.1%
Typical loan compared
Alameda County$435KCalifornia$425KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Alameda County, CA, 47 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%BMO Bank National Association: 26% approved of 23Amerisave Mortgage Corporation: 26% approved of 34Newrez LLC: 40% approved of 20Hometown Equity Mortgage, LLC: 50% approved of 40Pennymac Loan Services, LLC: 57% approved of 23Homexpress Mortgage Corp.: 62% approved of 39Kind Lending, LLC: 62% approved of 24Champions Funding, LLC: 64% approved of 22Rocket Mortgage, LLC: 69% approved of 70JPMorgan Chase Bank, National Association: 69% approved of 26Fremont Bank: 72% approved of 25United Wholesale Mortgage, LLC: 74% approved of 134Ocmbc, Inc.: 76% approved of 51Amwest Funding Corp.: 79% approved of 48The Loan Store, Inc.: 82% approved of 28Nexera Holding LLC: 86% approved of 22Citadel Servicing Corporation: 88% approved of 33East West Bank: 90% approved of 21General Mortgage Capital Corporation: 97% approved of 32Velocity Commercial Capital, LLC: 100% approved of 24Conventus LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Alameda County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only74%99 / 13497%$405K96
2Rocket Mortgage, LLC69%48 / 7098%$395K47
3Ocmbc, Inc.Broker only76%39 / 5185%$575K33
4Amwest Funding Corp.79%38 / 48100%$345K38
5Hometown Equity Mortgage, LLC50%20 / 4090%$615K18

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 210 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Alameda County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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