HomeCaliforniaSan Francisco CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in San Francisco County, California

Fat Boy Data analyzed investment cash-out refinance activity in San Francisco County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 700 applications were decided by 159 lenders between 2023 and 2025.

San Francisco County at a glance

159Active lenders4 with 20+ decisions
74.1%Market approval rate519 of 700 decided
$625KTypical loanmedian lender, $10K brackets
93%Borrower take-up484 loans funded

How San Francisco County compares

Approval rate compared
San Francisco County74.1%California75.0%All 616 counties73.1%
Typical loan compared
San Francisco County$625KCalifornia$425KAll 616 counties$205K

What the data shows

Conventus LLC made the most investment cash-out refinances in San Francisco County, CA, 28 of them.

Conventus LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical investment cash-out refinance here is $625K, 47% larger than the California typical of $425K.

Investment property cash-out lenders in San Francisco County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only78%45 / 5898%$405K44
2Rocket Mortgage, LLC68%19 / 2889%$475K17
3Conventus LLC100%28 / 28100%$1.21M28
4Homexpress Mortgage Corp.Broker only52%12 / 23100%$555K12
5First Republic BankLimited sample100%19 / 19100%$1M19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 154 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in San Francisco County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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