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mortgage lenders · HMDA 2023–2025

Mortgage lenders in San Mateo County, California

Fat Boy Data analyzed home purchase mortgage activity in San Mateo County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,945 applications were decided by 334 lenders between 2023 and 2025.

San Mateo County at a glance

334Active lenders67 with 20+ decisions
92.3%Market approval rate11,023 of 11,945 decided
$1.12MTypical loanmedian lender, $10K brackets
97%Borrower take-up10,673 loans funded

How San Mateo County compares

Approval rate compared
San Mateo County92.3%California88.4%All 616 counties87.6%
Typical loan compared
San Mateo County$1.12MCalifornia$555KAll 616 counties$335K

What the data shows

Wells Fargo Bank, National Association made the most home purchase mortgages in San Mateo County, CA, 1,264 of them.

General Mortgage Capital Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 174.

The typical home purchase mortgage here is $1.12M, 103% larger than the California typical of $555K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 33% approved of 54Credit Human Federal Credit Union: 54% approved of 39Flagstar Bank, National Association: 58% approved of 67Kind Lending, LLC: 70% approved of 37Alliant Credit Union: 71% approved of 38Triad Financial Services, Inc.: 73% approved of 110San Mateo Credit Union: 79% approved of 92City National Bank: 80% approved of 45Zions Bancorporation, N.A.: 87% approved of 30The Golden 1: 88% approved of 158Prosperity Home Mortgage, LLC: 88% approved of 42BMO Bank National Association: 88% approved of 404Bank of America, National Association: 89% approved of 970Fremont Bank: 89% approved of 37Loandepot.Com, LLC: 90% approved of 48East West Bank: 90% approved of 78Pennymac Loan Services, LLC: 90% approved of 108Rocket Mortgage, LLC: 90% approved of 657Citizens Bank, National Association: 91% approved of 32Patelco Credit Union: 91% approved of 67United Wholesale Mortgage, LLC: 92% approved of 719The Loan Store, Inc.: 92% approved of 52NexBank: 92% approved of 26STAR ONE Credit Union: 92% approved of 79JPMorgan Chase Bank, National Association: 92% approved of 757U.S. Bank National Association: 93% approved of 549PNC Bank, National Association: 93% approved of 374Resicentral, LLC: 94% approved of 33Amwest Funding Corp.: 94% approved of 89Wells Fargo Bank, National Association: 94% approved of 1,348Bay Equity LLC: 95% approved of 40Barrington Bank & Trust Company, National Association: 96% approved of 67Guaranteed Rate Affinity, LLC: 96% approved of 117Citibank, National Association: 96% approved of 528Everett Financial, Inc.: 97% approved of 58Pulte Mortgage LLC: 97% approved of 30American Pacific Mortgage Corporation: 97% approved of 95Charles Schwab Bank, SSB: 97% approved of 112Amerihome Mortgage Company, LLC: 97% approved of 75First-Citizens Bank & Trust Company: 98% approved of 83Citadel Servicing Corporation: 98% approved of 42Morgan Stanley Private Bank, National Association: 98% approved of 183Crosscountry Mortgage, LLC: 99% approved of 147Guaranteed Rate, Inc.: 99% approved of 226Originpoint LLC: 99% approved of 85Hsbc Bank USA, N.A.tional Association: 99% approved of 381First Republic Bank: 99% approved of 124STANFORD Federal Credit Union: 99% approved of 198General Mortgage Capital Corporation: 100% approved of 174New American Funding, LLC: 100% approved of 120Change Lending, LLC: 100% approved of 77Sirva Mortgage, Inc.: 100% approved of 69Provident Credit Union: 100% approved of 58Googain, Inc.: 100% approved of 57Ameris Bank: 100% approved of 49New Wave Lending Group Inc: 100% approved of 49Nmsi, Inc.: 100% approved of 44Cmg Mortgage, Inc.: 100% approved of 42Newrez LLC: 100% approved of 28Aaa Capital Investment, Inc.: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in San Mateo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wells Fargo Bank, National Association94%1,273 / 1,34899%$1.41M1,264
2Bank of America, National Association89%865 / 97094%$1.36M816
3JPMorgan Chase Bank, National Association92%700 / 75799%$1.21M690
4United Wholesale Mortgage, LLCBroker only92%658 / 71999%$865K650
5Rocket Mortgage, LLC90%592 / 65799%$805K585

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 329 more lenders.

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Other lending data for San Mateo County

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Nearby markets

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