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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in San Mateo County, California

Fat Boy Data analyzed investment property refinance activity in San Mateo County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 529 applications were decided by 125 lenders between 2023 and 2025.

San Mateo County at a glance

125Active lenders8 with 20+ decisions
83.4%Market approval rate441 of 529 decided
$765KTypical loanmedian lender, $10K brackets
96%Borrower take-up422 loans funded

How San Mateo County compares

Approval rate compared
San Mateo County83.4%California76.8%All 616 counties77.7%
Typical loan compared
San Mateo County$765KCalifornia$555KAll 616 counties$235K

What the data shows

Rocket Mortgage, LLC made the most investment property refinances in San Mateo County, CA, 30 of them.

Conventus LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Lenders approved 83.4% of investment property refinance applications in San Mateo County, CA, 6.6 percentage points above the California rate of 76.8%.

The typical investment property refinance here is $765K, 38% larger than the California typical of $555K.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%United Wholesale Mortgage, LLC: 54% approved of 26Bank of America, National Association: 68% approved of 31Rocket Mortgage, LLC: 86% approved of 35U.S. Bank National Association: 86% approved of 29General Mortgage Capital Corporation: 96% approved of 25East West Bank: 96% approved of 26Conventus LLC: 100% approved of 21JPMorgan Chase Bank, National Association: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in San Mateo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC86%30 / 35100%$505K30
2Bank of America, National Association68%21 / 31100%$755K21
3U.S. Bank National Association86%25 / 2996%$845K24
4United Wholesale Mortgage, LLCBroker only54%14 / 26100%$545K14
5East West Bank96%25 / 2696%$875K24

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 120 more lenders.

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You are seeing the 5 largest investment property refinance lenders in San Mateo County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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