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investment property lenders · HMDA 2023–2025

Investment property lenders in San Bernardino County, California

Fat Boy Data analyzed investment property mortgage activity in San Bernardino County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,312 applications were decided by 407 lenders between 2023 and 2025.

San Bernardino County at a glance

407Active lenders79 with 20+ decisions
87.7%Market approval rate7,291 of 8,312 decided
$365KTypical loanmedian lender, $10K brackets
94%Borrower take-up6,885 loans funded

How San Bernardino County compares

Approval rate compared
San Bernardino County87.7%California88.0%All 616 counties87.5%
Typical loan compared
San Bernardino County$365KCalifornia$535KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in San Bernardino County, CA, 661 of them.

New Wave Lending Group Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 60.

The typical investment property mortgage here is $365K, 32% smaller than the California typical of $535K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 36% approved of 118Ony Glo, Inc.: 55% approved of 44Deephaven Mortgage LLC: 55% approved of 40Navy Federal Credit Union: 56% approved of 39Triad Financial Services, Inc.: 61% approved of 38Loan Funder LLC: 61% approved of 64Hometown Equity Mortgage, LLC: 61% approved of 77Homebridge Financial Services, Inc.: 67% approved of 36Bank of America, National Association: 69% approved of 96Kind Lending, LLC: 69% approved of 96Flagstar Bank, National Association: 71% approved of 65Homexpress Mortgage Corp.: 71% approved of 73U.S. Bank National Association: 73% approved of 165Zions Bancorporation, N.A.: 74% approved of 38Genway Home Mortgage, Inc.: 77% approved of 35Wells Fargo Bank, National Association: 78% approved of 73Clearedge Lending LLC: 80% approved of 35NexBank: 82% approved of 56United Wholesale Mortgage, LLC: 84% approved of 722Lennar Mortgage, LLC: 86% approved of 74Rocket Mortgage, LLC: 87% approved of 412First N.A.tions Home Finance Corporation: 88% approved of 40JPMorgan Chase Bank, National Association: 88% approved of 121Flexpoint, Inc.: 90% approved of 115Fairway Independent Mortgage Corporation: 90% approved of 50Pennymac Loan Services, LLC: 90% approved of 151Golden Empire Mortgage, Inc.: 90% approved of 42Newrez LLC: 90% approved of 42Citibank, National Association: 90% approved of 42Loandepot.Com, LLC: 91% approved of 93Amwest Funding Corp.: 92% approved of 72American Financial Network, Inc.: 92% approved of 48The Loan Store, Inc.: 92% approved of 179Kiavi Funding, Inc.: 92% approved of 739Arc Home LLC: 93% approved of 54Schoolsfirst: 93% approved of 43Cathay Bank: 93% approved of 59Ocmbc, Inc.: 94% approved of 264East West Bank: 94% approved of 343Change Lending, LLC: 94% approved of 34Nexera Holding LLC: 95% approved of 40New American Funding, LLC: 96% approved of 57Franklin Loan Corporation: 97% approved of 31Guaranteed Rate, Inc.: 97% approved of 66Citadel Servicing Corporation: 97% approved of 74ML Mortgage Corp.: 98% approved of 41Aaa Capital Investment, Inc.: 98% approved of 89Paramount Residential Mortgage Group, Inc.: 98% approved of 50Movement Mortgage, LLC: 98% approved of 50Merchants Mortgage & Trust Corporation, LLC: 98% approved of 190Crosscountry Mortgage, LLC: 99% approved of 137Genesis Capital, LLC: 99% approved of 79New Wave Lending Group Inc: 100% approved of 60Royal Pacific Funding Corp.: 100% approved of 59General Mortgage Capital Corporation: 100% approved of 56Emet Lending Group, Inc.: 100% approved of 54Nmsi, Inc.: 100% approved of 51Conventus LLC: 100% approved of 45Cmg Mortgage, Inc.: 100% approved of 40Jmac Lending, Inc.: 100% approved of 39

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in San Bernardino County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.92%682 / 73997%$365K661
2United Wholesale Mortgage, LLCBroker only84%609 / 72298%$345K594
3Rocket Mortgage, LLC87%357 / 41298%$325K351
4East West Bank94%322 / 34397%$385K313
5Ocmbc, Inc.Broker only94%247 / 26477%$345K190

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 402 more lenders.

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Other lending data for San Bernardino County

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Nearby markets

All lending in San Bernardino CountyCounty overviewInvestment property purchase across CaliforniaStatewideKern CountyNearby countyLos Angeles CountyNearby county