HomeCaliforniaSan Bernardino CountyInvestment refinance
investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in San Bernardino County, California

Fat Boy Data analyzed investment property refinance activity in San Bernardino County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,668 applications were decided by 252 lenders between 2023 and 2025.

San Bernardino County at a glance

252Active lenders15 with 20+ decisions
75.7%Market approval rate1,262 of 1,668 decided
$375KTypical loanmedian lender, $10K brackets
89%Borrower take-up1,125 loans funded

How San Bernardino County compares

Approval rate compared
San Bernardino County75.7%California76.8%All 616 counties77.7%
Typical loan compared
San Bernardino County$375KCalifornia$555KAll 616 counties$235K

What the data shows

The Loan Store, Inc. made the most investment property refinances in San Bernardino County, CA, 50 of them.

Royal Pacific Funding Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical investment property refinance here is $375K, 32% smaller than the California typical of $555K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 43% approved of 30Rocket Mortgage, LLC: 65% approved of 62Ony Glo, Inc.: 65% approved of 23Champions Funding, LLC: 67% approved of 21U.S. Bank National Association: 68% approved of 31Foundation Mortgage Corporation: 71% approved of 35United Wholesale Mortgage, LLC: 72% approved of 172Kiavi Funding, Inc.: 77% approved of 69The Loan Store, Inc.: 82% approved of 71Pennymac Loan Services, LLC: 82% approved of 44Ocmbc, Inc.: 85% approved of 88Cmg Mortgage, Inc.: 88% approved of 26East West Bank: 89% approved of 37Vista Point Mortgage, LLC: 91% approved of 22Royal Pacific Funding Corp.: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in San Bernardino County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only72%124 / 17299%$375K123
2Ocmbc, Inc.Broker only85%75 / 8869%$415K52
3The Loan Store, Inc.82%58 / 7186%$405K50
4Kiavi Funding, Inc.77%53 / 6992%$295K49
5Rocket Mortgage, LLC65%40 / 62100%$275K40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 247 more lenders.

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