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mortgage lenders · HMDA 2023–2025

Mortgage lenders in San Diego County, California

Fat Boy Data analyzed home purchase mortgage activity in San Diego County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 67,276 applications were decided by 626 lenders between 2023 and 2025.

San Diego County at a glance

626Active lenders206 with 20+ decisions
87.9%Market approval rate59,132 of 67,276 decided
$675KTypical loanmedian lender, $10K brackets
95%Borrower take-up56,216 loans funded

How San Diego County compares

Approval rate compared
San Diego County87.9%California88.4%All 616 counties87.6%
Typical loan compared
San Diego County$675KCalifornia$555KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in San Diego County, CA, 4,094 of them.

Residential Wholesale Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 404.

The typical home purchase mortgage here is $675K, 22% larger than the California typical of $555K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 36% approved of 1,422Credit Human Federal Credit Union: 53% approved of 434San Diego County Credit Union: 67% approved of 246Hometown Equity Mortgage, LLC: 67% approved of 244Triad Financial Services, Inc.: 68% approved of 1,394Homebridge Financial Services, Inc.: 70% approved of 336Flagstar Bank, National Association: 71% approved of 529Kind Lending, LLC: 73% approved of 576Bank of America, National Association: 75% approved of 1,173Plaza Home Mortgage, Inc.: 81% approved of 237Navy Federal Credit Union: 81% approved of 1,108BMO Bank National Association: 81% approved of 260Zions Bancorporation, N.A.: 82% approved of 332Sierra Pacific Mortgage Company, Inc.: 82% approved of 402Change Lending, LLC: 83% approved of 215Lennar Mortgage, LLC: 84% approved of 1,405Wells Fargo Bank, National Association: 84% approved of 1,095Pennymac Loan Services, LLC: 85% approved of 1,528Ocmbc, Inc.: 85% approved of 424Freedom Mortgage Corporation: 86% approved of 466Rocket Mortgage, LLC: 87% approved of 4,758U.S. Bank National Association: 87% approved of 2,211JPMorgan Chase Bank, National Association: 89% approved of 1,671United Wholesale Mortgage, LLC: 90% approved of 12,082Golden Empire Mortgage, Inc.: 92% approved of 350Citibank, National Association: 92% approved of 428Newrez LLC: 92% approved of 728American Financial Network, Inc.: 93% approved of 285Originpoint LLC: 93% approved of 203Mortgage Research Center, LLC: 93% approved of 770The Loan Store, Inc.: 93% approved of 690Resicentral, LLC: 93% approved of 322Cardinal Financial Company, Limited Partnership: 94% approved of 252Kbhs Home Loans, LLC: 94% approved of 473California Credit Union: 94% approved of 676Loandepot.Com, LLC: 94% approved of 969American Pacific Mortgage Corporation: 95% approved of 456Fairway Independent Mortgage Corporation: 95% approved of 1,087Zillow Home Loans, LLC: 95% approved of 348Prosperity Home Mortgage, LLC: 95% approved of 290Amwest Funding Corp.: 95% approved of 277New American Funding, LLC: 95% approved of 442Primelending, A Plainscapital Company: 96% approved of 212Guild Mortgage Company LLC: 96% approved of 804Cmg Mortgage, Inc.: 96% approved of 1,074Luminate Home Loans, Inc.: 97% approved of 233Guaranteed Rate, Inc.: 97% approved of 939Mission Federal Credit Union: 97% approved of 1,269Synergy One Lending, Inc.: 97% approved of 406Paramount Residential Mortgage Group, Inc.: 97% approved of 365Cornerstone First Mortgage, Inc: 97% approved of 236Movement Mortgage, LLC: 97% approved of 514Bay Equity LLC: 98% approved of 442Morgan Stanley Private Bank, National Association: 98% approved of 311Guaranteed Rate Affinity, LLC: 98% approved of 330Point Mortgage Corporation: 99% approved of 578Crosscountry Mortgage, LLC: 99% approved of 2,561Intercap Lending Inc.: 99% approved of 357Residential Wholesale Mortgage, Inc.: 100% approved of 404Nmsi, Inc.: 100% approved of 198

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in San Diego County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%10,921 / 12,08299%$675K10,776
2Rocket Mortgage, LLC87%4,132 / 4,75899%$675K4,094
3Crosscountry Mortgage, LLC99%2,543 / 2,56199%$685K2,512
4U.S. Bank National Association87%1,923 / 2,21199%$825K1,905
5JPMorgan Chase Bank, National Association89%1,488 / 1,67198%$765K1,456

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 621 more lenders.

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