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refinance lenders · HMDA 2023–2025

Refinance lenders in San Diego County, California

Fat Boy Data analyzed mortgage refinance activity in San Diego County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 23,191 applications were decided by 459 lenders between 2023 and 2025.

San Diego County at a glance

459Active lenders129 with 20+ decisions
78.7%Market approval rate18,255 of 23,191 decided
$695KTypical loanmedian lender, $10K brackets
93%Borrower take-up16,981 loans funded

How San Diego County compares

Approval rate compared
San Diego County78.7%California76.7%All 616 counties76.5%
Typical loan compared
San Diego County$695KCalifornia$655KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in San Diego County, CA, 1,096 of them.

Intercap Lending Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 70.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Neighborhood Loans, Inc.: 11% approved of 61Discover Bank: 34% approved of 471Lakeview Loan Servicing, LLC: 43% approved of 532Spring Eq, LLC: 44% approved of 386Carrington Mortgage Services, LLC: 48% approved of 67Fourleaf: 53% approved of 88Mortgage Research Center, LLC: 54% approved of 241Pentagon Federal Credit Union: 56% approved of 173Navy Federal Credit Union: 57% approved of 189Mypoint Credit Union: 58% approved of 77Comerica Bank: 59% approved of 278Kind Lending, LLC: 60% approved of 78Third Federal Savings And Loan Association Of Cleveland: 60% approved of 460Homebridge Financial Services, Inc.: 60% approved of 91PNC Bank, National Association: 63% approved of 308San Diego County Credit Union: 64% approved of 367Bank of America, National Association: 65% approved of 1,058Alliant Credit Union: 69% approved of 103Wells Fargo Bank, National Association: 71% approved of 206Frontwave Credit Union: 73% approved of 151Flagstar Bank, National Association: 73% approved of 100Onity Mortgage Corporation: 76% approved of 169Nationstar Mortgage LLC: 77% approved of 98Nqm Funding, LLC: 77% approved of 56Zions Bancorporation, N.A.: 77% approved of 386Newrez LLC: 78% approved of 325Loandepot.Com, LLC: 79% approved of 185Rocket Mortgage, LLC: 80% approved of 1,435Ocmbc, Inc.: 80% approved of 85New American Funding, LLC: 81% approved of 77Planet Home Lending, LLC: 82% approved of 92Citibank, National Association: 82% approved of 99Provident Funding Associates, L.P.: 82% approved of 84Pennymac Loan Services, LLC: 85% approved of 546U.S. Bank National Association: 86% approved of 1,180California Credit Union: 86% approved of 169Longbridge Financial, LLC: 87% approved of 290Smartfi Home Loans , LLC: 87% approved of 67Traditional Mortgage Acceptance Corporation: 87% approved of 164United Wholesale Mortgage, LLC: 88% approved of 4,355Mutual of Omaha Mortgage, Inc.: 88% approved of 343The Loan Store, Inc.: 89% approved of 134LoanUnited.com, LLC: 89% approved of 64JPMorgan Chase Bank, National Association: 89% approved of 452Finance of America Reverse LLC: 89% approved of 511Charles Schwab Bank, SSB: 90% approved of 71Freedom Mortgage Corporation: 90% approved of 429Guild Mortgage Company LLC: 91% approved of 55Mission Federal Credit Union: 92% approved of 226Fairway Independent Mortgage Corporation: 93% approved of 146Village Capital & Investment LLC: 93% approved of 240Cmg Mortgage, Inc.: 94% approved of 237Hightechlending Inc: 94% approved of 64Movement Mortgage, LLC: 94% approved of 113Sun West Mortgage Company, Inc.: 95% approved of 91Residential Wholesale Mortgage, Inc.: 95% approved of 61Crosscountry Mortgage, LLC: 98% approved of 393Guaranteed Rate, Inc.: 99% approved of 216Intercap Lending Inc.: 100% approved of 70Resicentral, LLC: 100% approved of 65

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in San Diego County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%3,817 / 4,35596%$695K3,655
2Rocket Mortgage, LLC80%1,143 / 1,43596%$675K1,096
3U.S. Bank National Association86%1,011 / 1,18098%$695K992
4Bank of America, National Association65%689 / 1,05897%$305K666
5Pennymac Loan Services, LLC85%466 / 54691%$775K423

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 454 more lenders.

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Other lending data for San Diego County

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Nearby markets

All lending in San Diego CountyCounty overviewRefinance across CaliforniaStatewideImperial CountyNearby countyOrange CountyNearby countyRiverside CountyNearby county