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refinance lenders · HMDA 2023–2025

Refinance lenders in Riverside County, California

Fat Boy Data analyzed mortgage refinance activity in Riverside County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 17,488 applications were decided by 441 lenders between 2023 and 2025.

Riverside County at a glance

441Active lenders109 with 20+ decisions
72.8%Market approval rate12,738 of 17,488 decided
$505KTypical loanmedian lender, $10K brackets
90%Borrower take-up11,403 loans funded

How Riverside County compares

Approval rate compared
Riverside County72.8%California76.7%All 616 counties76.5%
Typical loan compared
Riverside County$505KCalifornia$655KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Riverside County, CA, 855 of them.

Val-Chris Investments, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 45.

The typical mortgage refinance here is $505K, 23% smaller than the California typical of $655K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 11% approved of 46Amerisave Mortgage Corporation: 14% approved of 56Discover Bank: 27% approved of 511Carrington Mortgage Services, LLC: 38% approved of 152Hometown Equity Mortgage, LLC: 39% approved of 44Lakeview Loan Servicing, LLC: 43% approved of 755Mortgage Research Center, LLC: 43% approved of 221Spring Eq, LLC: 44% approved of 246Navy Federal Credit Union: 47% approved of 124Kind Lending, LLC: 47% approved of 87Pentagon Federal Credit Union: 48% approved of 96Bank of America, National Association: 52% approved of 629PNC Bank, National Association: 52% approved of 221San Diego County Credit Union: 52% approved of 44Homebridge Financial Services, Inc.: 53% approved of 78Third Federal Savings And Loan Association Of Cleveland: 53% approved of 293Comerica Bank: 55% approved of 44Alliant Credit Union: 59% approved of 79Newrez LLC: 61% approved of 299Ony Glo, Inc.: 61% approved of 62Wells Fargo Bank, National Association: 64% approved of 136Flagstar Bank, National Association: 65% approved of 71Onity Mortgage Corporation: 66% approved of 149Kinecta: 68% approved of 84Rocket Mortgage, LLC: 71% approved of 1,275Frontwave Credit Union: 74% approved of 87Schoolsfirst: 75% approved of 91Loandepot.Com, LLC: 75% approved of 205Zions Bancorporation, N.A.: 78% approved of 99Nationstar Mortgage LLC: 78% approved of 169New American Funding, LLC: 79% approved of 91Pennymac Loan Services, LLC: 80% approved of 330U.S. Bank National Association: 81% approved of 370United Wholesale Mortgage, LLC: 81% approved of 3,277American Financial Network, Inc.: 81% approved of 48Finance of America Reverse LLC: 82% approved of 349Fairway Independent Mortgage Corporation: 82% approved of 40LoanUnited.com, LLC: 83% approved of 109Planet Home Lending, LLC: 83% approved of 133Traditional Mortgage Acceptance Corporation: 85% approved of 79Mutual of Omaha Mortgage, Inc.: 85% approved of 235The Loan Store, Inc.: 89% approved of 105Longbridge Financial, LLC: 89% approved of 182JPMorgan Chase Bank, National Association: 89% approved of 174Cmg Mortgage, Inc.: 89% approved of 114Ladera Lending, Inc.: 90% approved of 88Sun West Mortgage Company, Inc.: 90% approved of 167Guild Mortgage Company LLC: 90% approved of 41Guaranteed Rate, Inc.: 90% approved of 113Equity Prime Mortgage LLC: 91% approved of 46Freedom Mortgage Corporation: 92% approved of 674Village Capital & Investment LLC: 92% approved of 514Lendage, LLC: 95% approved of 43Ocmbc, Inc.: 95% approved of 266Hightechlending Inc: 96% approved of 69Crosscountry Mortgage, LLC: 96% approved of 149Lakeview Community Capital, LLC: 98% approved of 51Royal Pacific Funding Corp.: 98% approved of 62Franklin Loan Corporation: 98% approved of 64Val-Chris Investments, Inc.: 100% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Riverside County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only81%2,653 / 3,27795%$535K2,528
2Rocket Mortgage, LLC71%903 / 1,27595%$505K855
3Lakeview Loan Servicing, LLC43%323 / 75533%$575K106
4Freedom Mortgage Corporation92%619 / 67476%$525K469
5Bank of America, National Association52%325 / 62997%$155K316

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 436 more lenders.

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Other lending data for Riverside County

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Nearby markets

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