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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Riverside County, California

Fat Boy Data analyzed home improvement loan activity in Riverside County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 21,949 applications were decided by 244 lenders between 2023 and 2025.

Riverside County at a glance

244Active lenders72 with 20+ decisions
58.0%Market approval rate12,735 of 21,949 decided
$95KTypical loanmedian lender, $10K brackets
91%Borrower take-up11,590 loans funded

How Riverside County compares

Approval rate compared
Riverside County58.0%California61.0%All 616 counties62.7%
Typical loan compared
Riverside County$95KCalifornia$115KAll 616 counties$75K

What the data shows

Schoolsfirst made the most home improvement loans in Riverside County, CA, 2,463 of them.

Paramount Residential Mortgage Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 96% of 28.

The typical home improvement loan here is $95K, 17% smaller than the California typical of $115K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 18% approved of 45Truist Bank: 28% approved of 39Discover Bank: 30% approved of 834Alliant Credit Union: 34% approved of 133Bank of America, National Association: 35% approved of 3,395UNIFY FINANCIAL Credit Union: 35% approved of 34Arrowhead Federal Credit Union: 37% approved of 998U.S. Bank National Association: 39% approved of 1,802PARTNERS Federal Credit Union: 44% approved of 62BMO Bank National Association: 44% approved of 101Citibank, National Association: 44% approved of 54Spring Eq, LLC: 45% approved of 1,528Connexus Credit Union: 45% approved of 31First Bank: 45% approved of 44Banner Bank: 47% approved of 274Pentagon Federal Credit Union: 47% approved of 219California Credit Union: 49% approved of 101Fourleaf: 50% approved of 124Loandepot.Com, LLC: 50% approved of 68Third Federal Savings And Loan Association Of Cleveland: 50% approved of 297Altura: 51% approved of 152Comerica Bank: 53% approved of 125NuVision Federal Credit Union: 53% approved of 81Wells Fargo Bank, National Association: 54% approved of 78PNC Bank, National Association: 56% approved of 494Zions Bancorporation, N.A.: 60% approved of 84Logix Federal Credit Union: 60% approved of 43Financial Partners Credit Union: 61% approved of 160San Diego County Credit Union: 61% approved of 179Navy Federal Credit Union: 62% approved of 1,780The Golden 1: 62% approved of 111Kind Lending, LLC: 63% approved of 89First-Citizens Bank & Trust Company: 64% approved of 44Wescom Central Credit Union: 66% approved of 397Nationstar Mortgage LLC: 68% approved of 139Figure Lending LLC: 69% approved of 1,010The Loan Store, Inc.: 72% approved of 288Cmg Mortgage, Inc.: 72% approved of 36New American Funding, LLC: 73% approved of 124Guaranteed Rate, Inc.: 73% approved of 64Homebridge Financial Services, Inc.: 75% approved of 375Frontwave Credit Union: 76% approved of 68Valon Mortgage, Inc.: 77% approved of 30Rocket Mortgage, LLC: 78% approved of 100FirstBank: 79% approved of 53Crosscountry Mortgage, LLC: 80% approved of 71Baxter Credit Union: 81% approved of 37JPMorgan Chase Bank, National Association: 82% approved of 92Popa Federal Credit Union: 84% approved of 61Rize Federal Credit Union: 86% approved of 42Foothill Federal Credit Union: 86% approved of 29Schoolsfirst: 88% approved of 2,824Firefighters First Federal Credit Union: 89% approved of 125Lendage, LLC: 91% approved of 58California Coast Credit Union: 92% approved of 470The First Financial Federal Credit Union: 93% approved of 29United States Senate Federal Credit Union: 94% approved of 31LOS ANGELES POLICE Federal Credit Union: 94% approved of 48Paramount Residential Mortgage Group, Inc.: 96% approved of 28Coastal Community Bank: 97% approved of 759

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Riverside County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association35%1,181 / 3,39597%$105K1,144
2Schoolsfirst88%2,498 / 2,82499%$85K2,463
3U.S. Bank National Association39%707 / 1,80298%$105K693
4Navy Federal Credit Union62%1,095 / 1,78096%$85K1,056
5Spring Eq, LLC45%687 / 1,52895%$95K652

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 239 more lenders.

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Other lending data for Riverside County

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Nearby markets

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