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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Stanislaus County, California

Fat Boy Data analyzed investment property refinance activity in Stanislaus County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 277 applications were decided by 91 lenders between 2023 and 2025.

Stanislaus County at a glance

91Active lenders2 with 20+ decisions
71.8%Market approval rate199 of 277 decided
$275KTypical loanmedian lender, $10K brackets
90%Borrower take-up179 loans funded

How Stanislaus County compares

Approval rate compared
Stanislaus County71.8%California76.8%All 616 counties77.7%
Typical loan compared
Stanislaus County$275KCalifornia$555KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Stanislaus County, CA, 18 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 87% of 23.

The typical investment property refinance here is $275K, 50% smaller than the California typical of $555K.

Investment property refinance lenders in Stanislaus County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.87%20 / 2390%$265K18
2United Wholesale Mortgage, LLCBroker only86%18 / 21100%$285K18
3Rocket Mortgage, LLCLimited sample61%11 / 18100%$285K11
4Farmers & Merchants Bank of Central CaliforniaLimited sample71%12 / 17100%$225K12
5Kind Lending, LLCLimited sample73%8 / 1188%$345K7

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 86 more lenders.

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