refinance lenders · HMDA 2023–2025

Refinance lenders in Stanislaus County, California

Fat Boy Data analyzed mortgage refinance activity in Stanislaus County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,502 applications were decided by 214 lenders between 2023 and 2025.

Stanislaus County at a glance

214Active lenders28 with 20+ decisions
70.0%Market approval rate1,751 of 2,502 decided
$375KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,593 loans funded

How Stanislaus County compares

Approval rate compared
Stanislaus County70.0%California76.7%All 616 counties76.5%
Typical loan compared
Stanislaus County$375KCalifornia$655KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Stanislaus County, CA, 145 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.

Lenders approved 70.0% of mortgage refinance applications in Stanislaus County, CA, 6.7 percentage points below the California rate of 76.7%.

The typical mortgage refinance here is $375K, 43% smaller than the California typical of $655K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 33% approved of 102Bank of Stockton: 38% approved of 21Kind Lending, LLC: 43% approved of 30Spring Eq, LLC: 44% approved of 36Newrez LLC: 51% approved of 39Lakeview Loan Servicing, LLC: 53% approved of 131Third Federal Savings And Loan Association Of Cleveland: 53% approved of 32Farmers & Merchants Bank of Central California: 55% approved of 67Bank of America, National Association: 56% approved of 128PNC Bank, National Association: 59% approved of 37Mortgage Research Center, LLC: 62% approved of 45Wells Fargo Bank, National Association: 63% approved of 30Tri Counties Bank: 64% approved of 22U.S. Bank National Association: 66% approved of 41Loandepot.Com, LLC: 69% approved of 35Nationstar Mortgage LLC: 71% approved of 28United Wholesale Mortgage, LLC: 72% approved of 368Pennymac Loan Services, LLC: 78% approved of 46Rocket Mortgage, LLC: 78% approved of 195Mutual of Omaha Mortgage, Inc.: 80% approved of 30The Loan Store, Inc.: 80% approved of 25JPMorgan Chase Bank, National Association: 83% approved of 24American Pacific Mortgage Corporation: 89% approved of 28Freedom Mortgage Corporation: 90% approved of 103Crosscountry Mortgage, LLC: 92% approved of 37Village Capital & Investment LLC: 93% approved of 41Finance of America Reverse LLC: 93% approved of 28Guild Mortgage Company LLC: 95% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Stanislaus County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only72%266 / 36897%$415K257
2Rocket Mortgage, LLC78%153 / 19595%$375K145
3Lakeview Loan Servicing, LLC53%69 / 13132%$465K22
4Bank of America, National Association56%72 / 12899%$105K71
5Freedom Mortgage Corporation90%93 / 10383%$415K77

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 209 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Stanislaus County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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