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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Arapahoe County, Colorado

Fat Boy Data analyzed cash-out refinance activity in Arapahoe County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,615 applications were decided by 309 lenders between 2023 and 2025.

Arapahoe County at a glance

309Active lenders48 with 20+ decisions
67.8%Market approval rate5,843 of 8,615 decided
$185KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,483 loans funded

How Arapahoe County compares

Approval rate compared
Arapahoe County67.8%Colorado69.4%All 616 counties68.2%
Typical loan compared
Arapahoe County$185KColorado$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Arapahoe County, CO, 998 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 91% of 94.

Approval rate of all 48 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 10% approved of 41New Day Financial, LLC: 31% approved of 64Spring Eq, LLC: 33% approved of 97Carrington Mortgage Services, LLC: 35% approved of 137Lakeview Loan Servicing, LLC: 35% approved of 85Amerisave Mortgage Corporation: 35% approved of 251American Financing Corporation: 44% approved of 905Newrez LLC: 46% approved of 269Wells Fargo Bank, National Association: 55% approved of 75Village Capital & Investment LLC: 56% approved of 36BMO Bank National Association: 58% approved of 65Navy Federal Credit Union: 62% approved of 90The Huntington National Bank: 62% approved of 69Wings Credit Union: 63% approved of 59New American Funding, LLC: 65% approved of 77Bellco: 67% approved of 965Sun West Mortgage Company, Inc.: 67% approved of 64Mutual of Omaha Mortgage, Inc.: 69% approved of 48Denver Community Cu D.B.A. Zing Cu: 69% approved of 71Quorum Federal Credit Union: 69% approved of 52Elevations: 70% approved of 61U.S. Bank National Association: 72% approved of 152Freedom Mortgage Corporation: 72% approved of 123Westerra Credit Union: 73% approved of 153Loandepot.Com, LLC: 73% approved of 132Flagstar Bank, National Association: 73% approved of 118Pennymac Loan Services, LLC: 73% approved of 130Planet Home Lending, LLC: 73% approved of 30Lower, LLC: 74% approved of 23GoodLeap, LLC: 74% approved of 96Credit Union of Colorado, A Federal Credit Union: 75% approved of 156Guaranteed Rate, Inc.: 76% approved of 25Plaza Home Mortgage, Inc.: 77% approved of 31The Federal Savings Bank: 78% approved of 37United Wholesale Mortgage, LLC: 79% approved of 759Security Service Federal Credit Union: 79% approved of 84Canvas Credit Union: 80% approved of 50Cmg Mortgage, Inc.: 80% approved of 25JPMorgan Chase Bank, National Association: 80% approved of 82Sooper Cu Dba Climb Cu: 81% approved of 47RED ROCKS Credit Union: 82% approved of 33Rocket Mortgage, LLC: 83% approved of 1,236Fairway Independent Mortgage Corporation: 83% approved of 60Nationstar Mortgage LLC: 87% approved of 134Crosscountry Mortgage, LLC: 88% approved of 33Everett Financial, Inc.: 88% approved of 25Guild Mortgage Company LLC: 91% approved of 94Coastal Community Bank: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Arapahoe County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%1,025 / 1,23697%$155K998
2Bellco67%644 / 96597%$125K626
3American Financing Corporation44%397 / 90578%$315K310
4United Wholesale Mortgage, LLCBroker only79%596 / 75998%$305K583
5Newrez LLC46%125 / 26998%$125K123

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 304 more lenders.

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