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refinance lenders · HMDA 2023–2025

Refinance lenders in New Castle County, Delaware

Fat Boy Data analyzed mortgage refinance activity in New Castle County, Delaware to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,639 applications were decided by 228 lenders between 2023 and 2025.

New Castle County at a glance

228Active lenders46 with 20+ decisions
78.3%Market approval rate4,418 of 5,639 decided
$185KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,135 loans funded

How New Castle County compares

Approval rate compared
New Castle County78.3%Delaware78.3%All 616 counties76.5%
Typical loan compared
New Castle County$185KDelaware$195KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in New Castle County, DE, 501 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 41.

Approval rate of all 46 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 21% approved of 29Discover Bank: 38% approved of 171Spring Eq, LLC: 54% approved of 39Del-One Federal Credit Union: 54% approved of 96Lakeview Loan Servicing, LLC: 54% approved of 107Homebridge Financial Services, Inc.: 56% approved of 25Newrez LLC: 58% approved of 90Pentagon Federal Credit Union: 58% approved of 31New American Funding, LLC: 62% approved of 24Fulton Bank, National Association: 64% approved of 45Dover Federal Credit Union: 65% approved of 31Mortgage Research Center, LLC: 68% approved of 65Better Mortgage Corporation: 70% approved of 23Nbkc Bank: 72% approved of 25TD Bank, National Association: 73% approved of 117Citizens Bank, National Association: 74% approved of 700Wells Fargo Bank, National Association: 74% approved of 76Franklin Mint: 74% approved of 74Prosperity Home Mortgage, LLC: 75% approved of 68Bank of America, National Association: 75% approved of 101PNC Bank, National Association: 80% approved of 592Sun East Federal Credit Union: 80% approved of 45Pennymac Loan Services, LLC: 81% approved of 124Manufacturers and Traders Trust Company: 81% approved of 285Village Capital & Investment LLC: 82% approved of 45Loandepot.Com, LLC: 82% approved of 40Nationstar Mortgage LLC: 83% approved of 29Wilmington Savings Fund Society, FSB: 83% approved of 519United Wholesale Mortgage, LLC: 85% approved of 292Finance of America Reverse LLC: 85% approved of 20Rocket Mortgage, LLC: 87% approved of 322Emm Loans LLC: 89% approved of 27JPMorgan Chase Bank, National Association: 89% approved of 46Mutual of Omaha Mortgage, Inc.: 93% approved of 44Artisans' Bank: 94% approved of 32Freedom Mortgage Corporation: 96% approved of 157Dexsta: 97% approved of 59Crosscountry Mortgage, LLC: 97% approved of 34Pike Creek Mortgage Services, Inc.: 98% approved of 99Guild Mortgage Company LLC: 100% approved of 41Paramount Residential Mortgage Group, Inc.: 100% approved of 32Meridian Bank: 100% approved of 28Mde Home Loans, LLC: 100% approved of 23Keystone Funding, Inc.: 100% approved of 22American Neighborhood Mortgage Acceptance Company LLC: 100% approved of 21Cardinal Financial Company, Limited Partnership: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in New Castle County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association74%515 / 70097%$185K501
2PNC Bank, National Association80%472 / 59297%$105K456
3Wilmington Savings Fund Society, FSB83%432 / 51999%$155K428
4Rocket Mortgage, LLC87%280 / 32289%$315K250
5United Wholesale Mortgage, LLCBroker only85%247 / 29293%$415K229

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 223 more lenders.

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Other lending data for New Castle County

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Nearby markets

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