Home improvement loan lenders in District of Columbia
Fat Boy Data analyzed home improvement loan activity in District of Columbia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,815 applications were decided by 135 lenders between 2023 and 2025.
District of Columbia at a glance
How District of Columbia compares
What the data shows
Navy Federal Credit Union made the most home improvement loans in District of Columbia, 208 of them.
USAlliance Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.
Lenders approved 52.4% of home improvement loan applications in District of Columbia, 10.3 percentage points below the the United States rate of 62.7%.
The typical home improvement loan here is $135K, 80% larger than the the United States typical of $75K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in District of Columbia
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Bank of America, National Association | 34% | 173 / 504 | 95% | $105K | 165 |
| 2 | Navy Federal Credit Union | 53% | 213 / 400 | 98% | $105K | 208 |
| 3 | Truist Bank | 34% | 117 / 346 | 86% | $155K | 101 |
| 4 | PNC Bank, National Association | 51% | 173 / 340 | 92% | $155K | 160 |
| 5 | Pentagon Federal Credit Union | 53% | 95 / 180 | 98% | $105K | 93 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 130 more lenders.
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You are seeing the 5 largest home improvement loan lenders in District of Columbia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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