HomeDistrict of ColumbiaInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in District of Columbia

Fat Boy Data analyzed investment cash-out refinance activity in District of Columbia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,023 applications were decided by 160 lenders between 2023 and 2025.

District of Columbia at a glance

160Active lenders13 with 20+ decisions
65.4%Market approval rate669 of 1,023 decided
$365KTypical loanmedian lender, $10K brackets
92%Borrower take-up618 loans funded

How District of Columbia compares

Approval rate compared
District of Columbia65.4%All 616 counties73.1%
Typical loan compared
District of Columbia$365KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in District of Columbia, 51 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 40.

Lenders approved 65.4% of investment cash-out refinance applications in District of Columbia, 7.7 percentage points below the the United States rate of 73.1%.

The typical investment cash-out refinance here is $365K, 78% larger than the the United States typical of $205K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 17% approved of 46Wells Fargo Bank, National Association: 25% approved of 20Newrez LLC: 30% approved of 23Loan Funder LLC: 35% approved of 20Lendingone, LLC: 38% approved of 34Homexpress Mortgage Corp.: 50% approved of 30Hometown Equity Mortgage, LLC: 50% approved of 28United Wholesale Mortgage, LLC: 64% approved of 44Bank-Fund Staff Federal Credit Union: 74% approved of 27Rocket Mortgage, LLC: 77% approved of 69Ocmbc, Inc.: 78% approved of 40Citadel Servicing Corporation: 85% approved of 20Velocity Commercial Capital, LLC: 98% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in District of Columbia

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%53 / 6996%$285K51
2Amerisave Mortgage Corporation17%8 / 46100%$65K8
3United Wholesale Mortgage, LLCBroker only64%28 / 4496%$315K27
4Ocmbc, Inc.Broker only78%31 / 4081%$435K25
5Velocity Commercial Capital, LLC98%39 / 4097%$395K38

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 155 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in District of Columbia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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