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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Brevard County, Florida

Fat Boy Data analyzed home improvement loan activity in Brevard County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,327 applications were decided by 152 lenders between 2023 and 2025.

Brevard County at a glance

152Active lenders31 with 20+ decisions
62.6%Market approval rate5,209 of 8,327 decided
$65KTypical loanmedian lender, $10K brackets
89%Borrower take-up4,645 loans funded

How Brevard County compares

Approval rate compared
Brevard County62.6%Florida53.6%All 616 counties62.7%
Typical loan compared
Brevard County$65KFlorida$75KAll 616 counties$75K

What the data shows

Space Coast Credit Union made the most home improvement loans in Brevard County, FL, 1,705 of them.

That is 37% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

NORTHROP GRUMMAN Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 88% of 43.

Lenders approved 62.6% of home improvement loan applications in Brevard County, FL, 8.9 percentage points above the Florida rate of 53.6%.

The typical home improvement loan here is $65K, 13% smaller than the Florida typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Florida: 20% approved of 20Alliant Credit Union: 28% approved of 25Discover Bank: 28% approved of 236Spring Eq, LLC: 34% approved of 187U.S. Bank National Association: 34% approved of 198Bank of America, National Association: 35% approved of 674Midflorida: 36% approved of 39Northwest Federal Credit Union: 38% approved of 29Truist Bank: 45% approved of 383Third Federal Savings And Loan Association Of Cleveland: 51% approved of 132Fourleaf: 52% approved of 31PNC Bank, National Association: 53% approved of 298Citizens Bank, National Association: 54% approved of 82Seacoast National Bank: 54% approved of 85Regions Bank: 55% approved of 378Fairwinds Credit Union: 58% approved of 24TD Bank, National Association: 58% approved of 257Fifth Third Bank, National Association: 58% approved of 65SouthState Bank, National Association: 60% approved of 48Pentagon Federal Credit Union: 67% approved of 49Navy Federal Credit Union: 68% approved of 394Figure Lending LLC: 69% approved of 221Homebridge Financial Services, Inc.: 70% approved of 33Space Coast Credit Union: 73% approved of 2,694COMMUNITY CREDIT UNION of FLORIDA: 78% approved of 994Nationstar Mortgage LLC: 85% approved of 26Rocket Mortgage, LLC: 86% approved of 58JPMorgan Chase Bank, National Association: 86% approved of 22The Loan Store, Inc.: 87% approved of 30NORTHROP GRUMMAN Federal Credit Union: 88% approved of 43Coastal Community Bank: 98% approved of 180

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Brevard County

LenderApprovalApprovedTaken upTypical loanLoans made
1Space Coast Credit Union73%1,969 / 2,69487%$65K1,705
2COMMUNITY CREDIT UNION of FLORIDA78%775 / 99498%$75K762
3Bank of America, National Association35%236 / 67498%$75K231
4Navy Federal Credit Union68%269 / 39497%$65K262
5Truist Bank45%173 / 38388%$105K153

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 147 more lenders.

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