HomeFloridaSeminole CountyHome improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Seminole County, Florida

Fat Boy Data analyzed home improvement loan activity in Seminole County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,218 applications were decided by 142 lenders between 2023 and 2025.

Seminole County at a glance

142Active lenders31 with 20+ decisions
58.1%Market approval rate3,033 of 5,218 decided
$85KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,749 loans funded

How Seminole County compares

Approval rate compared
Seminole County58.1%Florida53.6%All 616 counties62.7%
Typical loan compared
Seminole County$85KFlorida$75KAll 616 counties$75K

What the data shows

Fairwinds Credit Union made the most home improvement loans in Seminole County, FL, 542 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 93% of 41.

The typical home improvement loan here is $85K, 13% larger than the Florida typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Florida: 13% approved of 23Discover Bank: 29% approved of 211Spring Eq, LLC: 38% approved of 198Bank of America, National Association: 41% approved of 683Pentagon Federal Credit Union: 45% approved of 49Midflorida: 46% approved of 87U.S. Bank National Association: 46% approved of 67Regions Bank: 48% approved of 345Truist Bank: 51% approved of 407Fourleaf: 52% approved of 27Third Federal Savings And Loan Association Of Cleveland: 56% approved of 109Fifth Third Bank, National Association: 58% approved of 255Seacoast National Bank: 58% approved of 159The Loan Store, Inc.: 62% approved of 39TD Bank, National Association: 62% approved of 79Citizens Bank, National Association: 63% approved of 78PNC Bank, National Association: 64% approved of 140First Horizon Bank: 65% approved of 57Figure Lending LLC: 66% approved of 179PARTNERS Federal Credit Union: 67% approved of 24TrustCo Bank: 67% approved of 83SouthState Bank, National Association: 68% approved of 69Navy Federal Credit Union: 69% approved of 264McCoy Federal Credit Union: 71% approved of 28New American Funding, LLC: 71% approved of 21Fairwinds Credit Union: 72% approved of 768Nationstar Mortgage LLC: 76% approved of 29Space Coast Credit Union: 77% approved of 115Rocket Mortgage, LLC: 83% approved of 23Homebridge Financial Services, Inc.: 93% approved of 41Coastal Community Bank: 99% approved of 150

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Seminole County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fairwinds Credit Union72%553 / 76898%$65K542
2Bank of America, National Association41%279 / 68396%$105K269
3Truist Bank51%208 / 40790%$125K187
4Regions Bank48%164 / 34584%$85K137
5Navy Federal Credit Union69%181 / 26497%$75K176

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 137 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home improvement loan lenders in Seminole County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Seminole County

Nearby markets