HomeFloridaSeminole CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Seminole County, Florida

Fat Boy Data analyzed cash-out refinance activity in Seminole County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,952 applications were decided by 269 lenders between 2023 and 2025.

Seminole County at a glance

269Active lenders37 with 20+ decisions
66.9%Market approval rate3,981 of 5,952 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,738 loans funded

How Seminole County compares

Approval rate compared
Seminole County66.9%Florida62.2%All 616 counties68.2%
Typical loan compared
Seminole County$155KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Seminole County, FL, 984 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

The Mortgage Firm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical cash-out refinance here is $155K, 21% smaller than the Florida typical of $195K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 82Network Capital Funding Corporation: 26% approved of 27Amerisave Mortgage Corporation: 27% approved of 308American Financing Corporation: 29% approved of 42Spring Eq, LLC: 34% approved of 44New Day Financial, LLC: 36% approved of 91Lakeview Loan Servicing, LLC: 42% approved of 73Vystar Credit Union: 44% approved of 117Carrington Mortgage Services, LLC: 46% approved of 156Newrez LLC: 47% approved of 214Wells Fargo Bank, National Association: 48% approved of 71Quorum Federal Credit Union: 54% approved of 28New American Funding, LLC: 56% approved of 54Navy Federal Credit Union: 56% approved of 77Addition Financial: 60% approved of 430TrustCo Bank: 60% approved of 127Loandepot.Com, LLC: 62% approved of 164Flagstar Bank, National Association: 63% approved of 63Pennymac Loan Services, LLC: 66% approved of 140Space Coast Credit Union: 67% approved of 51Launch Credit Union: 68% approved of 31Village Capital & Investment LLC: 69% approved of 35Plaza Home Mortgage, Inc.: 70% approved of 23GoodLeap, LLC: 72% approved of 78Mutual of Omaha Mortgage, Inc.: 73% approved of 44Freedom Mortgage Corporation: 74% approved of 134Fairwinds Credit Union: 74% approved of 295Nationstar Mortgage LLC: 76% approved of 106United Wholesale Mortgage, LLC: 78% approved of 467Rocket Mortgage, LLC: 82% approved of 1,228Sun West Mortgage Company, Inc.: 83% approved of 30JPMorgan Chase Bank, National Association: 84% approved of 69Mortgage Lenders Investment Trading Corporation: 85% approved of 26Truist Bank: 86% approved of 37Crosscountry Mortgage, LLC: 94% approved of 32Coastal Community Bank: 97% approved of 30The Mortgage Firm, Inc.: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Seminole County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%1,012 / 1,22897%$155K984
2United Wholesale Mortgage, LLCBroker only78%365 / 46798%$255K356
3Addition Financial60%257 / 43094%$75K241
4Amerisave Mortgage Corporation27%82 / 30896%$105K79
5Fairwinds Credit Union74%219 / 29599%$95K216

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 264 more lenders.

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