HomeFloridaVolusia CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Volusia County, Florida

Fat Boy Data analyzed cash-out refinance activity in Volusia County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,135 applications were decided by 303 lenders between 2023 and 2025.

Volusia County at a glance

303Active lenders51 with 20+ decisions
61.2%Market approval rate6,199 of 10,135 decided
$165KTypical loanmedian lender, $10K brackets
93%Borrower take-up5,791 loans funded

How Volusia County compares

Approval rate compared
Volusia County61.2%Florida62.2%All 616 counties68.2%
Typical loan compared
Volusia County$165KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Volusia County, FL, 1,393 of them.

Mortgage Lenders Investment Trading Corporation approved the highest share of applications among lenders with at least 20 decisions here, 94% of 49.

The typical cash-out refinance here is $165K, 15% smaller than the Florida typical of $195K.

Approval rate of all 51 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 151American Financing Corporation: 22% approved of 55Amerisave Mortgage Corporation: 26% approved of 549Network Capital Funding Corporation: 27% approved of 67Spring Eq, LLC: 30% approved of 44Lakeview Loan Servicing, LLC: 30% approved of 138New Day Financial, LLC: 34% approved of 262New American Funding, LLC: 38% approved of 78Vystar Credit Union: 41% approved of 601Carrington Mortgage Services, LLC: 43% approved of 241Newrez LLC: 45% approved of 279Wells Fargo Bank, National Association: 45% approved of 95Launch Credit Union: 48% approved of 935Addition Financial: 53% approved of 146Ameris Bank: 54% approved of 26Regions Bank: 54% approved of 35TrustCo Bank: 55% approved of 38Kind Lending, LLC: 57% approved of 23Mutual of Omaha Mortgage, Inc.: 58% approved of 79Navy Federal Credit Union: 60% approved of 72Village Capital & Investment LLC: 60% approved of 90Freedom Mortgage Corporation: 63% approved of 223Loandepot.Com, LLC: 63% approved of 282Fairwinds Credit Union: 64% approved of 131Florida: 65% approved of 31U.S. Bank National Association: 66% approved of 29Advantagefirst Lending Inc.: 66% approved of 32Pennymac Loan Services, LLC: 66% approved of 185Space Coast Credit Union: 70% approved of 477The Federal Savings Bank: 72% approved of 32Flagstar Bank, National Association: 72% approved of 57Sun West Mortgage Company, Inc.: 72% approved of 57Plaza Home Mortgage, Inc.: 72% approved of 43Bank of America, National Association: 73% approved of 48GoodLeap, LLC: 73% approved of 90United Wholesale Mortgage, LLC: 74% approved of 749Planet Home Lending, LLC: 77% approved of 26JPMorgan Chase Bank, National Association: 77% approved of 62Rocket Mortgage, LLC: 78% approved of 1,843Nationstar Mortgage LLC: 81% approved of 163Guild Mortgage Company LLC: 81% approved of 74Alkan Mortgage Corporation: 82% approved of 28Top Flite Financial, Inc.: 83% approved of 24Truist Bank: 85% approved of 98Cmg Mortgage, Inc.: 88% approved of 40Crosscountry Mortgage, LLC: 90% approved of 48The Mortgage Firm, Inc.: 92% approved of 36Waterstone Mortgage Corporation: 92% approved of 37Equity Prime Mortgage LLC: 93% approved of 41Mortgage Lenders Investment Trading Corporation: 94% approved of 49Coastal Community Bank: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Volusia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%1,440 / 1,84397%$165K1,393
2Launch Credit Union48%453 / 93587%$55K393
3United Wholesale Mortgage, LLCBroker only74%558 / 74997%$235K543
4Vystar Credit Union41%246 / 60199%$65K244
5Amerisave Mortgage Corporation26%140 / 549100%$115K140

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 298 more lenders.

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