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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lake County, Florida

Fat Boy Data analyzed cash-out refinance activity in Lake County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,368 applications were decided by 290 lenders between 2023 and 2025.

Lake County at a glance

290Active lenders40 with 20+ decisions
64.2%Market approval rate4,090 of 6,368 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,827 loans funded

How Lake County compares

Approval rate compared
Lake County64.2%Florida62.2%All 616 counties68.2%
Typical loan compared
Lake County$175KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lake County, FL, 1,024 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Mortgage Lenders Investment Trading Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical cash-out refinance here is $175K, 10% smaller than the Florida typical of $195K.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 22% approved of 356Mortgage Research Center, LLC: 24% approved of 87Lakeview Loan Servicing, LLC: 25% approved of 111American Financing Corporation: 28% approved of 43Network Capital Funding Corporation: 29% approved of 34New Day Financial, LLC: 32% approved of 152Spring Eq, LLC: 37% approved of 41Carrington Mortgage Services, LLC: 38% approved of 213Vystar Credit Union: 41% approved of 161TrustCo Bank: 42% approved of 33Launch Credit Union: 45% approved of 31Newrez LLC: 47% approved of 208Space Coast Credit Union: 48% approved of 23New American Funding, LLC: 48% approved of 56Village Capital & Investment LLC: 49% approved of 61Flagstar Bank, National Association: 53% approved of 55Wells Fargo Bank, National Association: 54% approved of 52Mutual of Omaha Mortgage, Inc.: 57% approved of 56Addition Financial: 61% approved of 261Advantagefirst Lending Inc.: 65% approved of 23Fairwinds Credit Union: 66% approved of 137Loandepot.Com, LLC: 67% approved of 218Freedom Mortgage Corporation: 68% approved of 206GoodLeap, LLC: 69% approved of 49Navy Federal Credit Union: 70% approved of 76Sun West Mortgage Company, Inc.: 72% approved of 50United Wholesale Mortgage, LLC: 72% approved of 535Pennymac Loan Services, LLC: 75% approved of 227Rocket Mortgage, LLC: 80% approved of 1,341Citizens First Bank: 81% approved of 36Nations Lending Corporation: 82% approved of 22Campus USA Credit Union: 83% approved of 24Truist Bank: 84% approved of 50Nationstar Mortgage LLC: 85% approved of 104JPMorgan Chase Bank, National Association: 85% approved of 46Equity Prime Mortgage LLC: 86% approved of 37Guild Mortgage Company LLC: 91% approved of 22Cardinal Financial Company, Limited Partnership: 92% approved of 26Crosscountry Mortgage, LLC: 93% approved of 29Mortgage Lenders Investment Trading Corporation: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,070 / 1,34196%$175K1,024
2United Wholesale Mortgage, LLCBroker only72%386 / 53596%$255K372
3Amerisave Mortgage Corporation22%80 / 35699%$95K79
4Addition Financial61%158 / 26191%$65K144
5Pennymac Loan Services, LLC75%171 / 22796%$225K164

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 285 more lenders.

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