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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Osceola County, Florida

Fat Boy Data analyzed cash-out refinance activity in Osceola County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,131 applications were decided by 267 lenders between 2023 and 2025.

Osceola County at a glance

267Active lenders42 with 20+ decisions
57.8%Market approval rate3,542 of 6,131 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,294 loans funded

How Osceola County compares

Approval rate compared
Osceola County57.8%Florida62.2%All 616 counties68.2%
Typical loan compared
Osceola County$195KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Osceola County, FL, 823 of them.

The Mortgage Firm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 12% approved of 74Network Capital Funding Corporation: 14% approved of 35Lakeview Loan Servicing, LLC: 15% approved of 117Amerisave Mortgage Corporation: 26% approved of 296Carrington Mortgage Services, LLC: 28% approved of 224Newrez LLC: 30% approved of 293Pentagon Federal Credit Union: 30% approved of 20American Financing Corporation: 31% approved of 35Vystar Credit Union: 33% approved of 36Spring Eq, LLC: 34% approved of 41Wells Fargo Bank, National Association: 35% approved of 57New Day Financial, LLC: 35% approved of 105TrustCo Bank: 41% approved of 32Launch Credit Union: 45% approved of 40New American Funding, LLC: 46% approved of 97Addition Financial: 48% approved of 542Planet Home Lending, LLC: 50% approved of 22Village Capital & Investment LLC: 52% approved of 67Loandepot.Com, LLC: 52% approved of 174Space Coast Credit Union: 53% approved of 45Fairwinds Credit Union: 54% approved of 46Advantagefirst Lending Inc.: 55% approved of 22Pennymac Loan Services, LLC: 58% approved of 210Flagstar Bank, National Association: 58% approved of 48Sun West Mortgage Company, Inc.: 59% approved of 41Plaza Home Mortgage, Inc.: 59% approved of 29Navy Federal Credit Union: 62% approved of 80Freedom Mortgage Corporation: 64% approved of 177Nationstar Mortgage LLC: 66% approved of 113GoodLeap, LLC: 67% approved of 76United Wholesale Mortgage, LLC: 71% approved of 581Mutual of Omaha Mortgage, Inc.: 73% approved of 37Rocket Mortgage, LLC: 77% approved of 1,101Equity Prime Mortgage LLC: 80% approved of 35A&D Mortgage LLC: 81% approved of 27Mortgage Lenders Investment Trading Corporation: 84% approved of 32JPMorgan Chase Bank, National Association: 87% approved of 79Crosscountry Mortgage, LLC: 88% approved of 42The Federal Savings Bank: 90% approved of 20Amwest Funding Corp.: 95% approved of 21The Mortgage Firm, Inc.: 100% approved of 25Coastal Community Bank: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Osceola County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%848 / 1,10197%$195K823
2United Wholesale Mortgage, LLCBroker only71%414 / 58195%$265K395
3Addition Financial48%261 / 54289%$65K233
4Amerisave Mortgage Corporation26%76 / 29697%$105K74
5Newrez LLC30%87 / 29395%$155K83

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 262 more lenders.

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