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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Osceola County, Florida

Fat Boy Data analyzed investment home improvement loan activity in Osceola County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 301 applications were decided by 64 lenders between 2023 and 2025.

Osceola County at a glance

64Active lenders3 with 20+ decisions
36.2%Market approval rate109 of 301 decided
$135KTypical loanmedian lender, $10K brackets
91%Borrower take-up99 loans funded

How Osceola County compares

Approval rate compared
Osceola County36.2%Florida44.9%All 616 counties51.2%
Typical loan compared
Osceola County$135KFlorida$145KAll 616 counties$115K

What the data shows

TD Bank, National Association made the most investment home improvement loans in Osceola County, FL, 15 of them.

TD Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 41% of 37.

Lenders approved 36.2% of investment home improvement loan applications in Osceola County, FL, 8.7 percentage points below the Florida rate of 44.9%.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Osceola County

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National Association41%15 / 37100%$115K15
2Bank of America, National Association14%4 / 29100%$155K4
3Navy Federal Credit Union29%6 / 21100%$105K6
4Deephaven Mortgage LLCLimited sample72%13 / 1892%$215K12
5Spring Eq, LLCLimited sample6%1 / 18100%$35K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 59 more lenders.

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