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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Orange County, Florida

Fat Boy Data analyzed cash-out refinance activity in Orange County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 14,966 applications were decided by 378 lenders between 2023 and 2025.

Orange County at a glance

378Active lenders76 with 20+ decisions
62.8%Market approval rate9,393 of 14,966 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up8,754 loans funded

How Orange County compares

Approval rate compared
Orange County62.8%Florida62.2%All 616 counties68.2%
Typical loan compared
Orange County$195KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Orange County, FL, 2,195 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

The Mortgage Firm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 14% approved of 117Network Capital Funding Corporation: 21% approved of 57Amerisave Mortgage Corporation: 23% approved of 720Lakeview Loan Servicing, LLC: 24% approved of 239American Financing Corporation: 31% approved of 97Carrington Mortgage Services, LLC: 33% approved of 409Hometown Equity Mortgage, LLC: 34% approved of 38New Day Financial, LLC: 36% approved of 210Newrez LLC: 39% approved of 621Pentagon Federal Credit Union: 41% approved of 32Mutual of Omaha Mortgage, Inc.: 42% approved of 102Vystar Credit Union: 45% approved of 135Spring Eq, LLC: 46% approved of 130Village Capital & Investment LLC: 48% approved of 97Wells Fargo Bank, National Association: 49% approved of 171Quorum Federal Credit Union: 52% approved of 64Kind Lending, LLC: 52% approved of 52Launch Credit Union: 53% approved of 92TrustCo Bank: 54% approved of 167Regions Bank: 55% approved of 67New American Funding, LLC: 55% approved of 184Navy Federal Credit Union: 58% approved of 280Loandepot.Com, LLC: 59% approved of 398Sun West Mortgage Company, Inc.: 60% approved of 77Addition Financial: 62% approved of 1,074Fairwinds Credit Union: 62% approved of 347Champions Funding, LLC: 62% approved of 40Guaranteed Rate, Inc.: 64% approved of 47Pennymac Loan Services, LLC: 64% approved of 382U.S. Bank National Association: 64% approved of 45Cardinal Financial Company, Limited Partnership: 65% approved of 40GoodLeap, LLC: 65% approved of 221Flagstar Bank, National Association: 66% approved of 128Freedom Mortgage Corporation: 67% approved of 380Plaza Home Mortgage, Inc.: 67% approved of 73McCoy Federal Credit Union: 67% approved of 73Angel Oak Mortgage Solutions LLC: 67% approved of 43Bank of America, National Association: 68% approved of 40Onity Mortgage Corporation: 69% approved of 39Lower, LLC: 71% approved of 51United Wholesale Mortgage, LLC: 71% approved of 1,427Sofi Bank, N.A.tional Association: 71% approved of 49Space Coast Credit Union: 72% approved of 105Ocmbc, Inc.: 74% approved of 46Nationstar Mortgage LLC: 75% approved of 293Amwest Funding Corp.: 75% approved of 53Change Lending, LLC: 76% approved of 45Equity Prime Mortgage LLC: 77% approved of 52PARTNERS Federal Credit Union: 78% approved of 41Truist Bank: 80% approved of 89A&D Mortgage LLC: 81% approved of 72Rocket Mortgage, LLC: 81% approved of 2,818JPMorgan Chase Bank, National Association: 81% approved of 185Guild Mortgage Company LLC: 82% approved of 33Mortgage Lenders Investment Trading Corporation: 88% approved of 57Citadel Servicing Corporation: 91% approved of 32Crosscountry Mortgage, LLC: 91% approved of 87The Federal Savings Bank: 94% approved of 34Coastal Community Bank: 98% approved of 66The Mortgage Firm, Inc.: 100% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Orange County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%2,272 / 2,81897%$175K2,195
2United Wholesale Mortgage, LLCBroker only71%1,011 / 1,42797%$255K982
3Addition Financial62%661 / 1,07490%$75K596
4Amerisave Mortgage Corporation23%163 / 72099%$115K161
5Newrez LLC39%241 / 62196%$165K232

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 373 more lenders.

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Other lending data for Orange County

Mortgage lenders in Orange CountyHome improvement loans in Orange CountyRefinance in Orange CountyInvestment property purchase in Orange CountyInvestment cash-out refinance in Orange CountyInvestment refinance in Orange CountyInvestment home improvement in Orange County

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