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investment property lenders · HMDA 2023–2025

Investment property lenders in Clay County, Florida

Fat Boy Data analyzed investment property mortgage activity in Clay County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 669 applications were decided by 157 lenders between 2023 and 2025.

Clay County at a glance

157Active lenders7 with 20+ decisions
81.6%Market approval rate546 of 669 decided
$205KTypical loanmedian lender, $10K brackets
96%Borrower take-up523 loans funded

How Clay County compares

Approval rate compared
Clay County81.6%Florida83.7%All 616 counties87.5%
Typical loan compared
Clay County$205KFlorida$285KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Clay County, FL, 64 of them.

Lennar Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 46.

The typical investment property mortgage here is $205K, 28% smaller than the Florida typical of $285K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 52% approved of 23Rocket Mortgage, LLC: 77% approved of 26Deephaven Mortgage LLC: 77% approved of 26Dhi Mortgage Company, Ltd.: 81% approved of 27United Wholesale Mortgage, LLC: 86% approved of 44Kiavi Funding, Inc.: 88% approved of 74Lennar Mortgage, LLC: 98% approved of 46

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Clay County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.88%65 / 7498%$245K64
2Lennar Mortgage, LLC98%45 / 46100%$185K45
3United Wholesale Mortgage, LLCBroker only86%38 / 44100%$175K38
4Dhi Mortgage Company, Ltd.81%22 / 27100%$195K22
5Rocket Mortgage, LLC77%20 / 26100%$235K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 152 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Clay County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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