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investment property lenders · HMDA 2023–2025

Investment property lenders in Florida

Fat Boy Data analyzed investment property mortgage activity in Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 161,887 applications were decided by 1,990 lenders between 2023 and 2025.

Florida at a glance

1,990Active lenders515 with 20+ decisions
83.7%Market approval rate135,561 of 161,887 decided
$285KTypical loanmedian lender, $10K brackets
95%Borrower take-up129,338 loans funded

How Florida compares

Approval rate compared
Florida83.7%All 616 counties87.5%
Typical loan compared
Florida$285KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Florida, 5,967 of them.

212 Loans, LLC. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 758.

The typical investment property mortgage here is $285K, 12% larger than the the United States typical of $255K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 27% approved of 1,07621St Mortgage Corporation: 38% approved of 1,382Homexpress Mortgage Corp.: 61% approved of 1,919Hometown Equity Mortgage, LLC: 61% approved of 2,067Navy Federal Credit Union: 61% approved of 995Bank of America, National Association: 65% approved of 1,691TD Bank, National Association: 66% approved of 884Flagstar Bank, National Association: 68% approved of 900Kind Lending, LLC: 70% approved of 1,097Wells Fargo Bank, National Association: 71% approved of 1,569Citizens Bank, National Association: 73% approved of 713Deephaven Mortgage LLC: 73% approved of 2,193Clearedge Lending LLC: 75% approved of 1,027Rocket Mortgage, LLC: 78% approved of 4,493Truist Bank: 78% approved of 638U.S. Bank National Association: 78% approved of 1,047Lima One Capital, LLC: 79% approved of 605RBC Bank, (Georgia) National Association: 79% approved of 674Ocmbc, Inc.: 79% approved of 1,400Newrez LLC: 79% approved of 1,716Champions Funding, LLC: 80% approved of 1,116Loan Funder LLC: 80% approved of 1,221United Wholesale Mortgage, LLC: 80% approved of 11,782JPMorgan Chase Bank, National Association: 81% approved of 2,085Pulte Mortgage LLC: 81% approved of 1,205Pennymac Loan Services, LLC: 81% approved of 1,665Regions Bank: 82% approved of 903Lennar Mortgage, LLC: 83% approved of 5,078Arc Home LLC: 83% approved of 612SouthState Bank, National Association: 83% approved of 934American Financial Network, Inc.: 84% approved of 712Angel Oak Mortgage Solutions LLC: 84% approved of 2,044Taylor Morrison Home Funding, Inc.: 84% approved of 899Dhi Mortgage Company, Ltd.: 85% approved of 2,411Everett Financial, Inc.: 85% approved of 666Loandepot.Com, LLC: 86% approved of 1,072Guaranteed Rate Affinity, LLC: 87% approved of 621Nexera Holding LLC: 87% approved of 612Guaranteed Rate, Inc.: 88% approved of 1,211Fairway Independent Mortgage Corporation: 89% approved of 936Kiavi Funding, Inc.: 89% approved of 6,953American Heritage Lending, LLC: 90% approved of 936The Loan Store, Inc.: 90% approved of 1,552A&D Mortgage LLC: 91% approved of 5,288Movement Mortgage, LLC: 91% approved of 1,650Amwest Funding Corp.: 92% approved of 2,229New American Funding, LLC: 92% approved of 684Bradesco Bank: 92% approved of 2,262Cmg Mortgage, Inc.: 92% approved of 1,507Banco do Brasil Americas: 93% approved of 1,839Morgan Stanley Private Bank, National Association: 93% approved of 690Acrisure Mortgage, LLC: 94% approved of 630Crosscountry Mortgage, LLC: 94% approved of 4,384The Mortgage Firm, Inc.: 95% approved of 767Lendsure Mortgage Corp.: 96% approved of 831Citadel Servicing Corporation: 97% approved of 2,469Cornerstone First Mortgage, Inc: 97% approved of 662Citizens First Bank: 99% approved of 1,290Rf Renovo Management Company, LLC: 100% approved of 769212 Loans, LLC.: 100% approved of 758

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Florida

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%9,483 / 11,78299%$285K9,365
2Kiavi Funding, Inc.89%6,188 / 6,95396%$255K5,967
3A&D Mortgage LLC91%4,787 / 5,28898%$275K4,690
4Lennar Mortgage, LLC83%4,201 / 5,07899%$255K4,179
5Rocket Mortgage, LLC78%3,503 / 4,49398%$265K3,432

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 1,985 more lenders.

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Other lending data for Florida

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Counties in Florida

Miami-Dade CountyCountyBroward CountyCountyPalm Beach CountyCountyHillsborough CountyCountyOrange CountyCountyDuval CountyCountyPinellas CountyCountyLee CountyCountyPolk CountyCountyBrevard CountyCountyPasco CountyCountyVolusia CountyCounty