HomeFloridaInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Florida

Fat Boy Data analyzed investment cash-out refinance activity in Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 40,269 applications were decided by 747 lenders between 2023 and 2025.

Florida at a glance

747Active lenders183 with 20+ decisions
68.9%Market approval rate27,730 of 40,269 decided
$245KTypical loanmedian lender, $10K brackets
91%Borrower take-up25,140 loans funded

How Florida compares

Approval rate compared
Florida68.9%All 616 counties73.1%
Typical loan compared
Florida$245KAll 616 counties$205K

What the data shows

A&D Mortgage LLC made the most investment cash-out refinances in Florida, 1,903 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 480.

The typical investment cash-out refinance here is $245K, 20% larger than the the United States typical of $205K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vystar Credit Union: 10% approved of 192Amerisave Mortgage Corporation: 20% approved of 813Launch Credit Union: 24% approved of 184American Financing Corporation: 27% approved of 152Wells Fargo Bank, National Association: 27% approved of 312Navy Federal Credit Union: 29% approved of 112Quorum Federal Credit Union: 33% approved of 162Beeline Loans, Inc.: 36% approved of 150Loandepot.Com, LLC: 41% approved of 239Lendingone, LLC: 42% approved of 780Ice Lender Holdings LLC: 45% approved of 238Newrez LLC: 46% approved of 719Space Coast Credit Union: 46% approved of 313Kind Lending, LLC: 48% approved of 197Hometown Equity Mortgage, LLC: 51% approved of 1,536Flagstar Bank, National Association: 53% approved of 118Homexpress Mortgage Corp.: 54% approved of 1,834RBC Bank, (Georgia) National Association: 54% approved of 261Homebridge Financial Services, Inc.: 56% approved of 165New American Funding, LLC: 56% approved of 183Regions Bank: 56% approved of 119Plaza Home Mortgage, Inc.: 57% approved of 244Nationstar Mortgage LLC: 57% approved of 230Pennymac Loan Services, LLC: 58% approved of 349Carrington Mortgage Services, LLC: 59% approved of 413Deephaven Mortgage LLC: 59% approved of 596JPMorgan Chase Bank, National Association: 60% approved of 233All Credit Considered Mortgage, Inc.: 61% approved of 177Clearedge Lending LLC: 63% approved of 383United Wholesale Mortgage, LLC: 65% approved of 4,740Rocket Mortgage, LLC: 68% approved of 1,290American Financial Network, Inc.: 70% approved of 325Abl Rpc Residential Credit Acquisition LLC: 70% approved of 113Arc Home LLC: 73% approved of 193Champions Funding, LLC: 73% approved of 874Ocmbc, Inc.: 74% approved of 997Change Lending, LLC: 75% approved of 123Guaranteed Rate, Inc.: 75% approved of 217Loan Funder LLC: 76% approved of 495Lima One Capital, LLC: 78% approved of 295Angel Oak Mortgage Solutions LLC: 78% approved of 1,059Logan Finance Corporation: 82% approved of 328Temple View Capital Funding, Lp: 83% approved of 123Nexera Holding LLC: 83% approved of 351Flexpoint, Inc.: 84% approved of 135Amwest Funding Corp.: 85% approved of 827Emporium Tpo LLC: 85% approved of 263Cmg Mortgage, Inc.: 87% approved of 230The Loan Store, Inc.: 87% approved of 403A&D Mortgage LLC: 88% approved of 2,212American Heritage Lending, LLC: 88% approved of 729Bpl Mortgage, LLC: 88% approved of 432Movement Mortgage, LLC: 89% approved of 207Reliable Holdings Manager LLC: 91% approved of 214Crosscountry Mortgage, LLC: 94% approved of 308Oaktree Funding Corp.: 94% approved of 264Citadel Servicing Corporation: 95% approved of 1,422Velocity Commercial Capital, LLC: 99% approved of 761Rf Renovo Management Company, LLC: 100% approved of 480Dominion Financial Services, LLC: 100% approved of 284

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Florida

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only65%3,062 / 4,74098%$235K3,015
2A&D Mortgage LLC88%1,948 / 2,21298%$225K1,903
3Homexpress Mortgage Corp.Broker only54%995 / 1,83497%$265K969
4Hometown Equity Mortgage, LLC51%788 / 1,53698%$275K773
5Citadel Servicing Corporation95%1,349 / 1,42253%$275K713

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 742 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Florida. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Florida

Counties in Florida