HomeFloridaPalm Beach CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Palm Beach County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Palm Beach County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,080 applications were decided by 280 lenders between 2023 and 2025.

Palm Beach County at a glance

280Active lenders32 with 20+ decisions
69.1%Market approval rate2,128 of 3,080 decided
$275KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,967 loans funded

How Palm Beach County compares

Approval rate compared
Palm Beach County69.1%Florida68.9%All 616 counties73.1%
Typical loan compared
Palm Beach County$275KFlorida$245KAll 616 counties$205K

What the data shows

A&D Mortgage LLC made the most investment cash-out refinances in Palm Beach County, FL, 156 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 61.

The typical investment cash-out refinance here is $275K, 12% larger than the Florida typical of $245K.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 15% approved of 73Wells Fargo Bank, National Association: 24% approved of 34Newrez LLC: 43% approved of 58Lendingone, LLC: 46% approved of 82Pennymac Loan Services, LLC: 54% approved of 28RBC Bank, (Georgia) National Association: 55% approved of 31Hometown Equity Mortgage, LLC: 56% approved of 126American Financial Network, Inc.: 57% approved of 23Champions Funding, LLC: 58% approved of 65Carrington Mortgage Services, LLC: 59% approved of 32Homexpress Mortgage Corp.: 63% approved of 139Rocket Mortgage, LLC: 69% approved of 83United Wholesale Mortgage, LLC: 69% approved of 394Angel Oak Mortgage Solutions LLC: 71% approved of 107Deephaven Mortgage LLC: 71% approved of 35Loan Funder LLC: 71% approved of 35JPMorgan Chase Bank, National Association: 73% approved of 22Clearedge Lending LLC: 73% approved of 41Ocmbc, Inc.: 75% approved of 71Logan Finance Corporation: 81% approved of 32Nexera Holding LLC: 81% approved of 27Amwest Funding Corp.: 84% approved of 38Builders Choice Mortgage LLC: 90% approved of 21A&D Mortgage LLC: 91% approved of 172The Loan Store, Inc.: 92% approved of 24Citadel Servicing Corporation: 93% approved of 98Crosscountry Mortgage, LLC: 93% approved of 57American Heritage Lending, LLC: 93% approved of 59Bpl Mortgage, LLC: 96% approved of 23Rf Renovo Management Company, LLC: 97% approved of 39Velocity Commercial Capital, LLC: 98% approved of 61Oaktree Funding Corp.: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Palm Beach County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only69%272 / 39499%$245K269
2A&D Mortgage LLC91%157 / 17299%$215K156
3Homexpress Mortgage Corp.Broker only63%87 / 139100%$315K87
4Hometown Equity Mortgage, LLC56%71 / 126100%$245K71
5Angel Oak Mortgage Solutions LLC71%76 / 10796%$285K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 275 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Palm Beach County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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