Home›Florida›Palm Beach County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Palm Beach County, Florida

Fat Boy Data analyzed mortgage refinance activity in Palm Beach County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,260 applications were decided by 412 lenders between 2023 and 2025.

Palm Beach County at a glance

412Active lenders67 with 20+ decisions
63.1%Market approval rate6,473 of 10,260 decided
$255KTypical loanmedian lender, $10K brackets
92%Borrower take-up5,941 loans funded

How Palm Beach County compares

Approval rate compared
Palm Beach County63.1%Florida66.8%All 616 counties76.5%
Typical loan compared
Palm Beach County$255KFlorida$315KAll 616 counties$295K

What the data shows

Third Federal Savings And Loan Association Of Cleveland made the most mortgage refinances in Palm Beach County, FL, 468 of them.

Absolute Home Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 36.

The typical mortgage refinance here is $255K, 19% smaller than the Florida typical of $315K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 10% approved of 41Discover Bank: 22% approved of 305Midflorida: 27% approved of 26Mortgage Research Center, LLC: 36% approved of 56Carrington Mortgage Services, LLC: 36% approved of 39Lakeview Loan Servicing, LLC: 37% approved of 338Spring Eq, LLC: 39% approved of 122Newrez LLC: 43% approved of 115SouthState Bank, National Association: 45% approved of 38Comerica Bank: 46% approved of 26Pentagon Federal Credit Union: 46% approved of 69Regions Bank: 47% approved of 126Wells Fargo Bank, National Association: 48% approved of 163Fourleaf: 49% approved of 43Bank of America, National Association: 52% approved of 713Truist Bank: 52% approved of 541Seacoast National Bank: 56% approved of 101Flagstar Bank, National Association: 57% approved of 28Third Federal Savings And Loan Association Of Cleveland: 58% approved of 845Fifth Third Bank, National Association: 60% approved of 152Alliant Credit Union: 60% approved of 30PNC Bank, National Association: 61% approved of 752Royal United Mortgage LLC: 61% approved of 57Synovus Bank: 62% approved of 50TD Bank, National Association: 63% approved of 408Ithink Financial Credit Union: 63% approved of 215VELOCITY COMMUNITY Federal Credit Union: 65% approved of 52First Horizon Bank: 65% approved of 107Loandepot.Com, LLC: 67% approved of 45Planet Home Lending, LLC: 68% approved of 34Rocket Mortgage, LLC: 68% approved of 490Space Coast Credit Union: 68% approved of 47Cardinal Financial Company, Limited Partnership: 69% approved of 26Citizens Bank, National Association: 70% approved of 192Smartfi Home Loans , LLC: 70% approved of 53First-Citizens Bank & Trust Company: 71% approved of 34Kind Lending, LLC: 71% approved of 24Milend, Inc.: 71% approved of 24Traditional Mortgage Acceptance Corporation: 72% approved of 25Onity Mortgage Corporation: 74% approved of 76LoanUnited.com, LLC: 74% approved of 23Pennymac Loan Services, LLC: 74% approved of 145United Wholesale Mortgage, LLC: 75% approved of 746Cmg Mortgage, Inc.: 76% approved of 41Longbridge Financial, LLC: 79% approved of 129Nationstar Mortgage LLC: 80% approved of 45JPMorgan Chase Bank, National Association: 80% approved of 102U.S. Bank National Association: 80% approved of 41Mutual of Omaha Mortgage, Inc.: 81% approved of 124Amerihome Mortgage Company, LLC: 86% approved of 28Nqm Funding, LLC: 86% approved of 85Village Capital & Investment LLC: 87% approved of 101South River Mortgage, LLC: 88% approved of 25Finance of America Reverse LLC: 88% approved of 155Freedom Mortgage Corporation: 91% approved of 167The Loan Store, Inc.: 91% approved of 35A&D Mortgage LLC: 94% approved of 33TrustCo Bank: 94% approved of 34Crosscountry Mortgage, LLC: 95% approved of 127Absolute Home Mortgage Corporation: 97% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Palm Beach County

LenderApprovalApprovedTaken upTypical loanLoans made
1Third Federal Savings And Loan Association Of Cleveland58%490 / 84596%$155K468
2PNC Bank, National Association61%457 / 75296%$165K438
3United Wholesale Mortgage, LLCBroker only75%562 / 74696%$445K538
4Bank of America, National Association52%370 / 71397%$175K359
5Truist Bank52%282 / 54189%$165K251

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 407 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest mortgage refinance lenders in Palm Beach County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Palm Beach County

Mortgage lenders in Palm Beach CountyHome improvement loans in Palm Beach CountyCash-out refinance in Palm Beach CountyInvestment property purchase in Palm Beach CountyInvestment cash-out refinance in Palm Beach CountyInvestment refinance in Palm Beach CountyInvestment home improvement in Palm Beach County

Nearby markets

All lending in Palm Beach CountyCounty overviewRefinance across FloridaStatewideBroward CountyNearby countyMartin CountyNearby county