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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Palm Beach County, Florida

Fat Boy Data analyzed home improvement loan activity in Palm Beach County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 16,751 applications were decided by 252 lenders between 2023 and 2025.

Palm Beach County at a glance

252Active lenders60 with 20+ decisions
51.2%Market approval rate8,576 of 16,751 decided
$105KTypical loanmedian lender, $10K brackets
89%Borrower take-up7,624 loans funded

How Palm Beach County compares

Approval rate compared
Palm Beach County51.2%Florida53.6%All 616 counties62.7%
Typical loan compared
Palm Beach County$105KFlorida$75KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Palm Beach County, FL, 905 of them.

First Choice approved the highest share of applications among lenders with at least 20 decisions here, 100% of 83.

The typical home improvement loan here is $105K, 40% larger than the Florida typical of $75K.

Only 1 lender here typically writes at or below $35K: Shoreham Bank.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Ithink Financial Credit Union: 9% approved of 23Florida: 16% approved of 76Discover Bank: 21% approved of 620Spring Eq, LLC: 28% approved of 532Manufacturers and Traders Trust Company: 34% approved of 41Shoreham Bank: 35% approved of 26Bank of America, National Association: 36% approved of 2,599Loandepot.Com, LLC: 36% approved of 36Midflorida: 36% approved of 69Alliant Credit Union: 36% approved of 66Wells Fargo Bank, National Association: 37% approved of 62Fourleaf: 39% approved of 157Truist Bank: 40% approved of 894Citibank, National Association: 41% approved of 69Regions Bank: 41% approved of 439U.S. Bank National Association: 43% approved of 272Fifth Third Bank, National Association: 44% approved of 408New American Funding, LLC: 45% approved of 38Synovus Bank: 47% approved of 60Pentagon Federal Credit Union: 49% approved of 181Kind Lending, LLC: 50% approved of 22Third Federal Savings And Loan Association Of Cleveland: 50% approved of 1,324Navy Federal Credit Union: 51% approved of 427Seacoast National Bank: 51% approved of 623Flagstar Bank, National Association: 52% approved of 31TD Bank, National Association: 53% approved of 1,066Northwest Federal Credit Union: 55% approved of 42PNC Bank, National Association: 55% approved of 1,161First Horizon Bank: 56% approved of 147Guaranteed Rate, Inc.: 56% approved of 43First American Bank: 57% approved of 47United Community Bank: 58% approved of 26Citizens Bank, National Association: 59% approved of 462VELOCITY COMMUNITY Federal Credit Union: 60% approved of 374Comerica Bank: 61% approved of 76SouthState Bank, National Association: 61% approved of 109TOWER Federal Credit Union: 62% approved of 34Space Coast Credit Union: 62% approved of 657Figure Lending LLC: 62% approved of 714American Airlines Federal Credit Union: 64% approved of 47Valon Mortgage, Inc.: 65% approved of 20Rocket Mortgage, LLC: 66% approved of 106Nationstar Mortgage LLC: 68% approved of 66Crosscountry Mortgage, LLC: 69% approved of 91First-Citizens Bank & Trust Company: 69% approved of 36The Loan Store, Inc.: 71% approved of 150JPMorgan Chase Bank, National Association: 71% approved of 98Guardians Credit Union: 72% approved of 109Suncoast Credit Union: 72% approved of 36Amerant Bank, National Association: 73% approved of 82Valley National Bank: 73% approved of 90Homebridge Financial Services, Inc.: 76% approved of 216Lendage, LLC: 76% approved of 38BRIGHTSTAR Credit Union: 76% approved of 85Power Financial: 81% approved of 59Dort Financial Credit Union: 84% approved of 25Baxter Credit Union: 92% approved of 24Gold Coast Federal Credit Union: 92% approved of 79Coastal Community Bank: 98% approved of 565First Choice: 100% approved of 83

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Palm Beach County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association36%929 / 2,59997%$105K905
2Third Federal Savings And Loan Association Of Cleveland50%667 / 1,32497%$85K644
3PNC Bank, National Association55%636 / 1,16195%$105K605
4TD Bank, National Association53%566 / 1,06697%$125K547
5Truist Bank40%355 / 89489%$105K317

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 247 more lenders.

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Nearby markets

All lending in Palm Beach CountyCounty overviewHome improvement loans across FloridaStatewideBroward CountyNearby countyMartin CountyNearby county