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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Martin County, Florida

Fat Boy Data analyzed home improvement loan activity in Martin County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,159 applications were decided by 126 lenders between 2023 and 2025.

Martin County at a glance

126Active lenders20 with 20+ decisions
60.0%Market approval rate1,296 of 2,159 decided
$105KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,193 loans funded

How Martin County compares

Approval rate compared
Martin County60.0%Florida53.6%All 616 counties62.7%
Typical loan compared
Martin County$105KFlorida$75KAll 616 counties$75K

What the data shows

Seacoast National Bank made the most home improvement loans in Martin County, FL, 235 of them.

First American Bank approved the highest share of applications among lenders with at least 20 decisions here, 80% of 25.

Lenders approved 60.0% of home improvement loan applications in Martin County, FL, 6.4 percentage points above the Florida rate of 53.6%.

The typical home improvement loan here is $105K, 40% larger than the Florida typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 28% approved of 50Discover Bank: 30% approved of 53U.S. Bank National Association: 41% approved of 29Bank of America, National Association: 43% approved of 254Truist Bank: 44% approved of 122Midflorida: 50% approved of 156Fifth Third Bank, National Association: 53% approved of 38SouthState Bank, National Association: 57% approved of 61TD Bank, National Association: 64% approved of 107Figure Lending LLC: 64% approved of 72Seacoast National Bank: 65% approved of 381Citizens Bank, National Association: 65% approved of 40Rocket Mortgage, LLC: 65% approved of 20PNC Bank, National Association: 65% approved of 123Navy Federal Credit Union: 65% approved of 55Third Federal Savings And Loan Association Of Cleveland: 67% approved of 88Space Coast Credit Union: 74% approved of 73VELOCITY COMMUNITY Federal Credit Union: 74% approved of 43First American Bank: 80% approved of 25Coastal Community Bank: 98% approved of 43

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Martin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Seacoast National Bank65%247 / 38195%$105K235
2Bank of America, National Association43%109 / 25497%$105K106
3Midflorida50%78 / 15696%$85K75
4PNC Bank, National Association65%80 / 12399%$105K79
5Truist Bank44%54 / 12293%$105K50

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 121 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Martin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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