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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Florida

Fat Boy Data analyzed home purchase mortgage activity in Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 901,290 applications were decided by 1,722 lenders between 2023 and 2025.

Florida at a glance

1,722Active lenders719 with 20+ decisions
83.7%Market approval rate754,190 of 901,290 decided
$345KTypical loanmedian lender, $10K brackets
97%Borrower take-up728,117 loans funded

How Florida compares

Approval rate compared
Florida83.7%All 616 counties87.6%
Typical loan compared
Florida$345KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in Florida, 35,089 of them.

Citizens First Bank approved the highest share of applications among lenders with at least 20 decisions here, 98% of 4,518.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 26% approved of 15,458Vanderbilt Mortgage and Finance, Inc.: 41% approved of 5,809Triad Financial Services, Inc.: 45% approved of 11,310Midflorida: 59% approved of 3,961Bank of America, National Association: 62% approved of 10,705Flagstar Bank, National Association: 70% approved of 6,137Plaza Home Mortgage, Inc.: 71% approved of 3,558Kind Lending, LLC: 73% approved of 4,559Wells Fargo Bank, National Association: 75% approved of 6,714Space Coast Credit Union: 76% approved of 4,202NVR Mortgage Finance, Inc.: 77% approved of 5,279Taylor Morrison Home Funding, Inc.: 78% approved of 5,641Truist Bank: 78% approved of 6,264Loandepot.Com, LLC: 78% approved of 15,308Lennar Mortgage, LLC: 79% approved of 33,828Navy Federal Credit Union: 79% approved of 11,298Regions Bank: 81% approved of 6,668SouthState Bank, National Association: 82% approved of 5,996Rocket Mortgage, LLC: 82% approved of 36,708Pennymac Loan Services, LLC: 82% approved of 11,316Pulte Mortgage LLC: 82% approved of 13,383Suncoast Credit Union: 84% approved of 5,620U.S. Bank National Association: 84% approved of 4,514Newrez LLC: 84% approved of 8,024JPMorgan Chase Bank, National Association: 84% approved of 13,069American Financial Network, Inc.: 85% approved of 4,676Freedom Mortgage Corporation: 85% approved of 6,848Dhi Mortgage Company, Ltd.: 85% approved of 41,452United Wholesale Mortgage, LLC: 86% approved of 111,851A&D Mortgage LLC: 87% approved of 4,708Mortgage Research Center, LLC: 87% approved of 14,303Lower, LLC: 87% approved of 3,812Mattamy Home Funding, LLC: 88% approved of 3,576Kbhs Home Loans, LLC: 89% approved of 4,833American Pacific Mortgage Corporation: 89% approved of 4,183Everett Financial, Inc.: 90% approved of 8,380Guaranteed Rate, Inc.: 90% approved of 8,509Cardinal Financial Company, Limited Partnership: 90% approved of 6,900Rmc Home Mortgage, LLC: 90% approved of 3,713The Loan Store, Inc.: 91% approved of 3,766Guaranteed Rate Affinity, LLC: 91% approved of 3,853Paramount Residential Mortgage Group, Inc.: 91% approved of 10,876Plains Commerce Bank: 92% approved of 5,825New American Funding, LLC: 92% approved of 8,389Fairway Independent Mortgage Corporation: 92% approved of 10,391Union Home Mortgage Corp.: 92% approved of 5,314Ameris Bank: 92% approved of 4,088Acrisure Mortgage, LLC: 93% approved of 8,477Gold Star Mortgage Financial Group, Corporation: 93% approved of 3,852Click N' Close, Inc.: 93% approved of 3,871Waterstone Mortgage Corporation: 93% approved of 3,978Guild Mortgage Company LLC: 93% approved of 5,466Movement Mortgage, LLC: 94% approved of 12,964Cmg Mortgage, Inc.: 94% approved of 9,613Crosscountry Mortgage, LLC: 96% approved of 23,194Nfm, Inc.: 96% approved of 5,527Jet Homeloans, Lp: 96% approved of 3,512The Mortgage Firm, Inc.: 97% approved of 8,716M/I Financial, LLC: 97% approved of 4,252Citizens First Bank: 98% approved of 4,518

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Florida

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only86%96,213 / 111,85199%$345K95,249
2Dhi Mortgage Company, Ltd.85%35,376 / 41,45299%$325K35,089
3Rocket Mortgage, LLC82%30,034 / 36,70899%$335K29,694
4Lennar Mortgage, LLC79%26,693 / 33,828100%$345K26,572
5Crosscountry Mortgage, LLC96%22,243 / 23,19499%$355K22,049

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 1,717 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Florida. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Florida

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Counties in Florida

Miami-Dade CountyCountyBroward CountyCountyPalm Beach CountyCountyHillsborough CountyCountyOrange CountyCountyDuval CountyCountyPinellas CountyCountyLee CountyCountyPolk CountyCountyBrevard CountyCountyPasco CountyCountyVolusia CountyCounty