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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Polk County, Florida

Fat Boy Data analyzed home purchase mortgage activity in Polk County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 49,832 applications were decided by 664 lenders between 2023 and 2025.

Polk County at a glance

664Active lenders197 with 20+ decisions
79.4%Market approval rate39,559 of 49,832 decided
$295KTypical loanmedian lender, $10K brackets
97%Borrower take-up38,276 loans funded

How Polk County compares

Approval rate compared
Polk County79.4%Florida83.7%All 616 counties87.6%
Typical loan compared
Polk County$295KFlorida$345KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in Polk County, FL, 2,938 of them.

Gardner Financial Services, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 522.

The typical home purchase mortgage here is $295K, 14% smaller than the Florida typical of $345K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%First Credit Corporation of New York, Inc.: 12% approved of 15621St Mortgage Corporation: 26% approved of 1,083Triad Financial Services, Inc.: 44% approved of 1,267Credit Human Federal Credit Union: 45% approved of 194Bank of America, National Association: 58% approved of 200Taylor Morrison Home Funding, Inc.: 60% approved of 678Kind Lending, LLC: 64% approved of 198Inspire Home Loans Inc.: 64% approved of 256Midflorida: 65% approved of 1,173Navy Federal Credit Union: 66% approved of 307Pulte Mortgage LLC: 68% approved of 737Lennar Mortgage, LLC: 69% approved of 3,084Flagstar Bank, National Association: 69% approved of 196Loandepot.Com, LLC: 71% approved of 1,862Ocmbc, Inc.: 73% approved of 159Plaza Home Mortgage, Inc.: 74% approved of 160NVR Mortgage Finance, Inc.: 74% approved of 797Pennymac Loan Services, LLC: 78% approved of 329SouthState Bank, National Association: 78% approved of 733Dhi Mortgage Company, Ltd.: 79% approved of 3,768Homeamerican Mortgage Corporation: 80% approved of 642Newrez LLC: 80% approved of 423Vanderbilt Mortgage and Finance, Inc.: 81% approved of 1,127American Financial Network, Inc.: 81% approved of 243Rocket Mortgage, LLC: 82% approved of 1,369Kbhs Home Loans, LLC: 83% approved of 727Mortgage Research Center, LLC: 84% approved of 720Freedom Mortgage Corporation: 84% approved of 439Suncoast Credit Union: 84% approved of 164United Wholesale Mortgage, LLC: 86% approved of 4,987Rmc Home Mortgage, LLC: 87% approved of 345Guaranteed Rate, Inc.: 87% approved of 566JPMorgan Chase Bank, National Association: 87% approved of 297Cardinal Financial Company, Limited Partnership: 87% approved of 481Park Square Home Mortgage, LLC: 88% approved of 184Everett Financial, Inc.: 89% approved of 470First Heritage Mortgage, LLC: 89% approved of 273Paramount Residential Mortgage Group, Inc.: 90% approved of 345Cmg Mortgage, Inc.: 90% approved of 452Lower, LLC: 90% approved of 266Movement Mortgage, LLC: 90% approved of 564Click N' Close, Inc.: 91% approved of 239American Neighborhood Mortgage Acceptance Company LLC: 91% approved of 163Acrisure Mortgage, LLC: 92% approved of 660Waterstone Mortgage Corporation: 92% approved of 252Fairway Independent Mortgage Corporation: 92% approved of 303Citizens Bank and Trust: 92% approved of 254Equity Prime Mortgage LLC: 92% approved of 271Trailblazer Mortgage L.L.C.: 92% approved of 404New American Funding, LLC: 92% approved of 854Union Home Mortgage Corp.: 93% approved of 246Coastal Loans, LLC: 93% approved of 194Plains Commerce Bank: 93% approved of 757Crosscountry Mortgage, LLC: 93% approved of 926Guild Mortgage Company LLC: 95% approved of 366The Mortgage Firm, Inc.: 95% approved of 524Stockton Mortgage Corporation: 95% approved of 283Nfm, Inc.: 95% approved of 649Home Solution Lenders Inc.: 98% approved of 789Gardner Financial Services, Ltd.: 98% approved of 522

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Polk County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only86%4,281 / 4,98799%$285K4,252
2Dhi Mortgage Company, Ltd.79%2,960 / 3,76899%$315K2,938
3Lennar Mortgage, LLC69%2,137 / 3,08499%$305K2,117
4Loandepot.Com, LLC71%1,314 / 1,86299%$305K1,306
5Rocket Mortgage, LLC82%1,118 / 1,36998%$275K1,100

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 659 more lenders.

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Other lending data for Polk County

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Nearby markets

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