Home›Florida›Polk County›Investment property purchase
investment property lenders · HMDA 2023–2025

Investment property lenders in Polk County, Florida

Fat Boy Data analyzed investment property mortgage activity in Polk County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,746 applications were decided by 491 lenders between 2023 and 2025.

Polk County at a glance

491Active lenders78 with 20+ decisions
83.0%Market approval rate6,432 of 7,746 decided
$245KTypical loanmedian lender, $10K brackets
96%Borrower take-up6,168 loans funded

How Polk County compares

Approval rate compared
Polk County83.0%Florida83.7%All 616 counties87.5%
Typical loan compared
Polk County$245KFlorida$285KAll 616 counties$255K

What the data shows

Amwest Funding Corp. made the most investment property mortgages in Polk County, FL, 332 of them.

Bank of Central Florida approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

The typical investment property mortgage here is $245K, 14% smaller than the Florida typical of $285K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 33% approved of 3921St Mortgage Corporation: 43% approved of 127Triad Financial Services, Inc.: 49% approved of 47Homexpress Mortgage Corp.: 57% approved of 146TD Bank, National Association: 58% approved of 33Navy Federal Credit Union: 63% approved of 35Vanderbilt Mortgage and Finance, Inc.: 66% approved of 65Flagstar Bank, National Association: 67% approved of 30Hometown Equity Mortgage, LLC: 69% approved of 147Pulte Mortgage LLC: 71% approved of 68Lennar Mortgage, LLC: 73% approved of 357RBC Bank, (Georgia) National Association: 73% approved of 74Kind Lending, LLC: 74% approved of 39SouthState Bank, National Association: 75% approved of 122Dhi Mortgage Company, Ltd.: 75% approved of 124Midflorida: 75% approved of 92Kbhs Home Loans, LLC: 75% approved of 52Taylor Morrison Home Funding, Inc.: 77% approved of 86Homeamerican Mortgage Corporation: 78% approved of 36Deephaven Mortgage LLC: 78% approved of 123Newrez LLC: 78% approved of 73Pennymac Loan Services, LLC: 78% approved of 60Clearedge Lending LLC: 78% approved of 51United Wholesale Mortgage, LLC: 80% approved of 540All Credit Considered Mortgage, Inc.: 80% approved of 46Champions Funding, LLC: 81% approved of 67Ocmbc, Inc.: 83% approved of 101Securitynational Mortgage Company: 83% approved of 30Rocket Mortgage, LLC: 84% approved of 182JPMorgan Chase Bank, National Association: 85% approved of 46Cmg Mortgage, Inc.: 85% approved of 47Angel Oak Mortgage Solutions LLC: 85% approved of 68NVR Mortgage Finance, Inc.: 85% approved of 41Movement Mortgage, LLC: 87% approved of 60Helm Bank USA: 87% approved of 30Guaranteed Rate, Inc.: 87% approved of 68Arc Home LLC: 87% approved of 31Loandepot.Com, LLC: 87% approved of 94Alkan Mortgage Corporation: 88% approved of 49Loan Funder LLC: 88% approved of 33Kiavi Funding, Inc.: 88% approved of 263A&D Mortgage LLC: 90% approved of 294Rmc Home Mortgage, LLC: 91% approved of 86Foundation Mortgage Corporation: 93% approved of 30Amwest Funding Corp.: 94% approved of 353Banco do Brasil Americas: 94% approved of 153American Heritage Lending, LLC: 94% approved of 36Crosscountry Mortgage, LLC: 95% approved of 183Lendsure Mortgage Corp.: 95% approved of 55Citizens Bank and Trust: 95% approved of 57New American Funding, LLC: 95% approved of 58The Mortgage Firm, Inc.: 95% approved of 39Bradesco Bank: 95% approved of 133Nfm, Inc.: 96% approved of 48Citadel Servicing Corporation: 96% approved of 113Logan Finance Corporation: 97% approved of 35Cornerstone First Mortgage, Inc: 97% approved of 76Acrisure Mortgage, LLC: 98% approved of 40The Loan Store, Inc.: 98% approved of 41Bank of Central Florida: 100% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Polk County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%433 / 54099%$255K427
2Lennar Mortgage, LLC73%259 / 35799%$245K257
3Amwest Funding Corp.94%332 / 353100%$235K332
4A&D Mortgage LLC90%265 / 29497%$225K256
5Kiavi Funding, Inc.88%232 / 26394%$195K219

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 486 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest investment property mortgage lenders in Polk County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Polk County

Mortgage lenders in Polk CountyHome improvement loans in Polk CountyCash-out refinance in Polk CountyRefinance in Polk CountyInvestment cash-out refinance in Polk CountyInvestment refinance in Polk CountyInvestment home improvement in Polk County

Nearby markets

All lending in Polk CountyCounty overviewInvestment property purchase across FloridaStatewideHighlands CountyNearby countyHillsborough CountyNearby countyLake CountyNearby countyManatee CountyNearby county