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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Miami-Dade County, Florida

Fat Boy Data analyzed home purchase mortgage activity in Miami-Dade County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 61,207 applications were decided by 655 lenders between 2023 and 2025.

Miami-Dade County at a glance

655Active lenders205 with 20+ decisions
78.2%Market approval rate47,846 of 61,207 decided
$465KTypical loanmedian lender, $10K brackets
96%Borrower take-up46,134 loans funded

How Miami-Dade County compares

Approval rate compared
Miami-Dade County78.2%Florida83.7%All 616 counties87.6%
Typical loan compared
Miami-Dade County$465KFlorida$345KAll 616 counties$335K

What the data shows

Lennar Mortgage, LLC made the most home purchase mortgages in Miami-Dade County, FL, 2,529 of them.

My Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 698.

Lenders approved 78.2% of home purchase mortgage applications in Miami-Dade County, FL, 5.5 percentage points below the Florida rate of 83.7%.

The typical home purchase mortgage here is $465K, 35% larger than the Florida typical of $345K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 6% approved of 225Triad Financial Services, Inc.: 29% approved of 245Bank of America, National Association: 47% approved of 1,416Navy Federal Credit Union: 54% approved of 256Space Coast Credit Union: 57% approved of 587Citizens Bank, National Association: 59% approved of 322Wells Fargo Bank, National Association: 61% approved of 509TD Bank, National Association: 62% approved of 412Flagstar Bank, National Association: 63% approved of 696U.S. Bank National Association: 64% approved of 223Truist Bank: 65% approved of 361Deephaven Mortgage LLC: 66% approved of 382Kind Lending, LLC: 67% approved of 414Plaza Home Mortgage, Inc.: 67% approved of 280Rocket Mortgage, LLC: 72% approved of 3,076Ocmbc, Inc.: 74% approved of 321Freedom Mortgage Corporation: 74% approved of 392Pennymac Loan Services, LLC: 74% approved of 1,313Nqm Funding, LLC: 74% approved of 226Regions Bank: 74% approved of 772Dhi Mortgage Company, Ltd.: 76% approved of 755Ready Mortgage Lenders, LLC: 77% approved of 308JPMorgan Chase Bank, National Association: 78% approved of 2,125Citibank, National Association: 78% approved of 389Sierra Pacific Mortgage Company, Inc.: 79% approved of 331Alliant Credit Union: 79% approved of 358Newrez LLC: 79% approved of 809United Wholesale Mortgage, LLC: 80% approved of 12,633Lennar Mortgage, LLC: 80% approved of 3,177Lower, LLC: 80% approved of 294Mortgage Research Center, LLC: 80% approved of 269Guaranteed Rate, Inc.: 82% approved of 340Loandepot.Com, LLC: 82% approved of 631First Horizon Bank: 83% approved of 287Everett Financial, Inc.: 84% approved of 468Angel Oak Mortgage Solutions LLC: 84% approved of 312Movement Mortgage, LLC: 85% approved of 236City National Bank of Florida: 86% approved of 469Morgan Stanley Private Bank, National Association: 86% approved of 268A&D Mortgage LLC: 86% approved of 1,547Gold Star Mortgage Financial Group, Corporation: 87% approved of 2191St Financial, Inc.: 87% approved of 488Fairway Independent Mortgage Corporation: 87% approved of 525Plains Commerce Bank: 88% approved of 443The Loan Store, Inc.: 88% approved of 650Paramount Residential Mortgage Group, Inc.: 89% approved of 2,346Nationwide Mortgage Bankers, Inc.: 89% approved of 463Highlands Residential Mortgage, Ltd.: 90% approved of 322Crosscountry Mortgage, LLC: 90% approved of 552Primary Residential Mortgage, Inc.: 91% approved of 380Dg Pinnacle Funding LLC: 91% approved of 223Cmg Mortgage, Inc.: 91% approved of 592Nfm, Inc.: 93% approved of 309Cornerstone First Mortgage, Inc: 93% approved of 349First Equity Mortgage Bankers, Inc.: 94% approved of 256Geneva Financial, LLC: 95% approved of 276Firstbank Puerto Rico: 95% approved of 301Point Mortgage Corporation: 96% approved of 411Citadel Servicing Corporation: 97% approved of 293My Mortgage, Inc.: 98% approved of 698

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Miami-Dade County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%10,057 / 12,63399%$465K9,934
2Lennar Mortgage, LLC80%2,535 / 3,177100%$465K2,529
3Rocket Mortgage, LLC72%2,213 / 3,07699%$475K2,184
4Paramount Residential Mortgage Group, Inc.89%2,089 / 2,34699%$465K2,078
5JPMorgan Chase Bank, National Association78%1,660 / 2,12597%$515K1,615

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

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Other lending data for Miami-Dade County

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Nearby markets

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