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investment property lenders · HMDA 2023–2025

Investment property lenders in Miami-Dade County, Florida

Fat Boy Data analyzed investment property mortgage activity in Miami-Dade County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,157 applications were decided by 507 lenders between 2023 and 2025.

Miami-Dade County at a glance

507Active lenders110 with 20+ decisions
77.5%Market approval rate11,749 of 15,157 decided
$375KTypical loanmedian lender, $10K brackets
94%Borrower take-up10,992 loans funded

How Miami-Dade County compares

Approval rate compared
Miami-Dade County77.5%Florida83.7%All 616 counties87.5%
Typical loan compared
Miami-Dade County$375KFlorida$285KAll 616 counties$255K

What the data shows

A&D Mortgage LLC made the most investment property mortgages in Miami-Dade County, FL, 1,343 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 76.

Lenders approved 77.5% of investment property mortgage applications in Miami-Dade County, FL, 6.2 percentage points below the Florida rate of 83.7%.

The typical investment property mortgage here is $375K, 32% larger than the Florida typical of $285K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 17% approved of 98Space Coast Credit Union: 26% approved of 99Bank of America, National Association: 41% approved of 181Ice Lender Holdings LLC: 42% approved of 48Citizens Bank, National Association: 44% approved of 52TD Bank, National Association: 48% approved of 94Kind Lending, LLC: 49% approved of 85Wells Fargo Bank, National Association: 50% approved of 127Flagstar Bank, National Association: 51% approved of 91All Credit Considered Mortgage, Inc.: 51% approved of 70U.S. Bank National Association: 54% approved of 56Homexpress Mortgage Corp.: 54% approved of 180Rocket Mortgage, LLC: 57% approved of 329American Financial Network, Inc.: 58% approved of 53Hometown Equity Mortgage, LLC: 59% approved of 319Plaza Home Mortgage, Inc.: 63% approved of 59Newrez LLC: 64% approved of 125Deephaven Mortgage LLC: 68% approved of 377United Wholesale Mortgage, LLC: 68% approved of 1,188Morgan Stanley Private Bank, National Association: 73% approved of 70Pennymac Loan Services, LLC: 73% approved of 130JPMorgan Chase Bank, National Association: 73% approved of 260Regions Bank: 74% approved of 102Clearedge Lending LLC: 74% approved of 168Hsbc Bank USA, N.A.tional Association: 75% approved of 68Bpl Mortgage, LLC: 75% approved of 48Ocmbc, Inc.: 75% approved of 205Paramount Residential Mortgage Group, Inc.: 75% approved of 77Loan Funder LLC: 76% approved of 135Guaranteed Rate, Inc.: 77% approved of 48Loandepot.Com, LLC: 78% approved of 49Intercredit Bank, National Association: 79% approved of 68Champions Funding, LLC: 80% approved of 222Lennar Mortgage, LLC: 81% approved of 124Logan Finance Corporation: 81% approved of 84Nexera Holding LLC: 82% approved of 97Amwest Funding Corp.: 83% approved of 215Citibank, National Association: 84% approved of 86Cmg Mortgage, Inc.: 84% approved of 111Banesco USA: 84% approved of 68Kiavi Funding, Inc.: 84% approved of 643The Loan Store, Inc.: 85% approved of 202Crosscountry Mortgage, LLC: 86% approved of 153Arc Home LLC: 86% approved of 66City National Bank of Florida: 86% approved of 169Angel Oak Mortgage Solutions LLC: 86% approved of 354Foundation Mortgage Corporation: 88% approved of 72Helm Bank USA: 89% approved of 182Banco do Brasil Americas: 89% approved of 171Reliable Holdings Manager LLC: 90% approved of 164A&D Mortgage LLC: 90% approved of 1,527Bradesco Bank: 91% approved of 996American Heritage Lending, LLC: 91% approved of 111Firstbank Puerto Rico: 94% approved of 105Lendsure Mortgage Corp.: 95% approved of 81Terrabank, National Association: 95% approved of 82Cornerstone First Mortgage, Inc: 96% approved of 133Citadel Servicing Corporation: 97% approved of 598Velocity Commercial Capital, LLC: 100% approved of 76Rf Renovo Management Company, LLC: 100% approved of 72

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Miami-Dade County

LenderApprovalApprovedTaken upTypical loanLoans made
1A&D Mortgage LLC90%1,372 / 1,52798%$285K1,343
2United Wholesale Mortgage, LLCBroker only68%810 / 1,18898%$325K794
3Bradesco Bank91%902 / 996100%$395K899
4Kiavi Funding, Inc.84%539 / 64396%$415K516
5Citadel Servicing Corporation97%581 / 59863%$375K367

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 502 more lenders.

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