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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Escambia County, Florida

Fat Boy Data analyzed cash-out refinance activity in Escambia County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,935 applications were decided by 210 lenders between 2023 and 2025.

Escambia County at a glance

210Active lenders30 with 20+ decisions
63.5%Market approval rate2,497 of 3,935 decided
$165KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,344 loans funded

How Escambia County compares

Approval rate compared
Escambia County63.5%Florida62.2%All 616 counties68.2%
Typical loan compared
Escambia County$165KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Escambia County, FL, 587 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

The typical cash-out refinance here is $165K, 15% smaller than the Florida typical of $195K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 96Lakeview Loan Servicing, LLC: 25% approved of 40Amerisave Mortgage Corporation: 28% approved of 203Wells Fargo Bank, National Association: 34% approved of 44Mutual of Omaha Mortgage, Inc.: 35% approved of 34Carrington Mortgage Services, LLC: 37% approved of 106American Financing Corporation: 38% approved of 21New Day Financial, LLC: 41% approved of 169Network Capital Funding Corporation: 45% approved of 22Newrez LLC: 48% approved of 114Village Capital & Investment LLC: 52% approved of 58PenAir Credit Union: 52% approved of 23GoodLeap, LLC: 58% approved of 69Flagstar Bank, National Association: 58% approved of 24Loandepot.Com, LLC: 60% approved of 135New American Funding, LLC: 61% approved of 36Freedom Mortgage Corporation: 65% approved of 111Regions Bank: 66% approved of 32United Wholesale Mortgage, LLC: 68% approved of 269Pennymac Loan Services, LLC: 69% approved of 93Navy Federal Credit Union: 70% approved of 298Members First Credit Union of Florida: 75% approved of 55The Federal Savings Bank: 75% approved of 24Rocket Mortgage, LLC: 77% approved of 784Nationstar Mortgage LLC: 80% approved of 79Gulf Winds Credit Union: 80% approved of 253Equity Prime Mortgage LLC: 80% approved of 25Harvesters Federal Credit Union: 83% approved of 23Sun West Mortgage Company, Inc.: 83% approved of 29Movement Mortgage, LLC: 95% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Escambia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%603 / 78497%$165K587
2Navy Federal Credit Union70%209 / 29899%$145K206
3United Wholesale Mortgage, LLCBroker only68%183 / 26997%$245K178
4Gulf Winds Credit Union80%202 / 25398%$65K197
5Amerisave Mortgage Corporation28%56 / 203100%$105K56

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 205 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Escambia County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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