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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Hillsborough County, Florida

Fat Boy Data analyzed investment property refinance activity in Hillsborough County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,122 applications were decided by 208 lenders between 2023 and 2025.

Hillsborough County at a glance

208Active lenders11 with 20+ decisions
65.4%Market approval rate734 of 1,122 decided
$275KTypical loanmedian lender, $10K brackets
87%Borrower take-up636 loans funded

How Hillsborough County compares

Approval rate compared
Hillsborough County65.4%Florida68.0%All 616 counties77.7%
Typical loan compared
Hillsborough County$275KFlorida$275KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Hillsborough County, FL, 73 of them.

American Heritage Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 30.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Homexpress Mortgage Corp.: 26% approved of 35Deephaven Mortgage LLC: 40% approved of 20Hometown Equity Mortgage, LLC: 55% approved of 29United Wholesale Mortgage, LLC: 62% approved of 89Champions Funding, LLC: 64% approved of 28Rocket Mortgage, LLC: 67% approved of 43Kiavi Funding, Inc.: 74% approved of 100The Loan Store, Inc.: 79% approved of 24Ocmbc, Inc.: 87% approved of 23American Heritage Lending, LLC: 93% approved of 30Citadel Servicing Corporation: 96% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Hillsborough County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.74%74 / 10099%$235K73
2United Wholesale Mortgage, LLCBroker only62%55 / 89100%$275K55
3Rocket Mortgage, LLC67%29 / 4397%$365K28
4Homexpress Mortgage Corp.Broker only26%9 / 3589%$275K8
5American Heritage Lending, LLC93%28 / 3071%$275K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 203 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Hillsborough County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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