Investment property refinance lenders in Okaloosa County, Florida
Fat Boy Data analyzed investment property refinance activity in Okaloosa County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 330 applications were decided by 118 lenders between 2023 and 2025.
Okaloosa County at a glance
How Okaloosa County compares
What the data shows
Kiavi Funding, Inc. made the most investment property refinances in Okaloosa County, FL, 40 of them.
Community Bank of Mississippi approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.
Lenders approved 77.9% of investment property refinance applications in Okaloosa County, FL, 9.9 percentage points above the Florida rate of 68.0%.
The typical investment property refinance here is $205K, 25% smaller than the Florida typical of $275K.
Investment property refinance lenders in Okaloosa County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | 89% | 41 / 46 | 98% | $205K | 40 |
| 2 | Community Bank of Mississippi | 100% | 28 / 28 | 93% | $155K | 26 |
| 3 | United Wholesale Mortgage, LLCBroker only | 85% | 11 / 13 | 82% | $255K | 9 |
| 4 | Cadence BankLimited sample | 83% | 10 / 12 | 100% | $255K | 10 |
| 5 | The First BankLimited sample | 100% | 12 / 12 | 100% | $105K | 12 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 113 more lenders.
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