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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Okaloosa County, Florida

Fat Boy Data analyzed home purchase mortgage activity in Okaloosa County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,432 applications were decided by 422 lenders between 2023 and 2025.

Okaloosa County at a glance

422Active lenders78 with 20+ decisions
88.1%Market approval rate10,071 of 11,432 decided
$325KTypical loanmedian lender, $10K brackets
96%Borrower take-up9,717 loans funded

How Okaloosa County compares

Approval rate compared
Okaloosa County88.1%Florida83.7%All 616 counties87.6%
Typical loan compared
Okaloosa County$325KFlorida$345KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in Okaloosa County, FL, 885 of them.

Ark-La-Tex Financial Services, LLC. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 88.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 17% approved of 404Vanderbilt Mortgage and Finance, Inc.: 36% approved of 170FirstBank: 38% approved of 37Triad Financial Services, Inc.: 48% approved of 81Bank of America, National Association: 56% approved of 36Wells Fargo Bank, National Association: 64% approved of 55USAA Federal Savings Bank: 66% approved of 124Kind Lending, LLC: 76% approved of 33Pentagon Federal Credit Union: 78% approved of 112Regions Bank: 80% approved of 70Carrington Mortgage Services, LLC: 83% approved of 47Navy Federal Credit Union: 84% approved of 304Synovus Bank: 84% approved of 45Fidelity Bank: 85% approved of 34Newrez LLC: 86% approved of 101Pennymac Loan Services, LLC: 86% approved of 94Mortgage Research Center, LLC: 87% approved of 490Guild Mortgage Company LLC: 90% approved of 77Rocket Mortgage, LLC: 90% approved of 374Ameris Bank: 91% approved of 66Dhi Mortgage Company, Ltd.: 91% approved of 985United Wholesale Mortgage, LLC: 91% approved of 754Freedom Mortgage Corporation: 91% approved of 113BankPlus: 92% approved of 102Fairway Independent Mortgage Corporation: 93% approved of 114Cadence Bank: 93% approved of 44Loandepot.Com, LLC: 94% approved of 33Lennar Mortgage, LLC: 94% approved of 103Gold Star Mortgage Financial Group, Corporation: 95% approved of 37Primelending, A Plainscapital Company: 95% approved of 258Mortgage One of the South, Inc.: 95% approved of 101Waterstone Mortgage Corporation: 95% approved of 326Northpointe Bank: 95% approved of 62Dsld Mortgage, LLC: 96% approved of 75University Bank: 96% approved of 416Centennial Bank: 96% approved of 78Bank of England: 97% approved of 117Union Home Mortgage Corp.: 97% approved of 32Guaranteed Rate, Inc.: 97% approved of 136Towne Mortgage Company: 97% approved of 68The First Bank: 97% approved of 35Nationstar Mortgage LLC: 97% approved of 36Eglin Credit Union: 97% approved of 76Mortgage Solutions of Colorado, LLC: 98% approved of 44New American Funding, LLC: 98% approved of 901Community Bank of Mississippi: 98% approved of 45Canopy Mortgage, LLC: 98% approved of 46Nbkc Bank: 98% approved of 51Movement Mortgage, LLC: 98% approved of 780Acrisure Mortgage, LLC: 99% approved of 69American Pacific Mortgage Corporation: 99% approved of 76Guaranteed Rate Affinity, LLC: 99% approved of 87Cmg Mortgage, Inc.: 99% approved of 162Crosscountry Mortgage, LLC: 99% approved of 339Ark-La-Tex Financial Services, LLC.: 100% approved of 88Paramount Residential Mortgage Group, Inc.: 100% approved of 77Msa Mortgage, LLC: 100% approved of 67Assurance Financial Group, L.L.C.: 100% approved of 45Nfm, Inc.: 100% approved of 44Trustmark Bank: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Okaloosa County

LenderApprovalApprovedTaken upTypical loanLoans made
1Dhi Mortgage Company, Ltd.91%897 / 98599%$335K885
2New American Funding, LLC98%881 / 901100%$315K881
3Movement Mortgage, LLC98%766 / 78089%$315K680
4United Wholesale Mortgage, LLCBroker only91%687 / 75499%$335K680
5Mortgage Research Center, LLC87%428 / 49099%$325K423

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 417 more lenders.

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Nearby markets

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