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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Sumter County, Florida

Fat Boy Data analyzed investment property refinance activity in Sumter County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 71 applications were decided by 46 lenders between 2023 and 2025.

Sumter County at a glance

46Active lenders0 with 20+ decisions
87.3%Market approval rate62 of 71 decided
$235KTypical loanmedian lender, $10K brackets
97%Borrower take-up60 loans funded

How Sumter County compares

Approval rate compared
Sumter County87.3%Florida68.0%All 616 counties77.7%
Typical loan compared
Sumter County$235KFlorida$275KAll 616 counties$235K

What the data shows

Rocket Mortgage, LLC made the most investment property refinances in Sumter County, FL, 6 of them.

Lenders approved 87.3% of investment property refinance applications in Sumter County, FL, 19.4 percentage points above the Florida rate of 68.0%.

The typical investment property refinance here is $235K, 15% smaller than the Florida typical of $275K.

Investment property refinance lenders in Sumter County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLCLimited sample75%6 / 8100%$215K6
2Citizens First BankLimited sample86%6 / 7100%$265K6
3JPMorgan Chase Bank, National AssociationLimited sample100%5 / 5100%$275K5
4United Wholesale Mortgage, LLCBroker only100%4 / 4100%$245K4
5Truist BankLimited sample50%1 / 2100%$105K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 41 more lenders.

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