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refinance lenders · HMDA 2023–2025

Refinance lenders in Sumter County, Florida

Fat Boy Data analyzed mortgage refinance activity in Sumter County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 968 applications were decided by 155 lenders between 2023 and 2025.

Sumter County at a glance

155Active lenders15 with 20+ decisions
78.5%Market approval rate760 of 968 decided
$185KTypical loanmedian lender, $10K brackets
93%Borrower take-up707 loans funded

How Sumter County compares

Approval rate compared
Sumter County78.5%Florida66.8%All 616 counties76.5%
Typical loan compared
Sumter County$185KFlorida$315KAll 616 counties$295K

What the data shows

Citizens First Bank made the most mortgage refinances in Sumter County, FL, 121 of them.

Mutual of Omaha Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 96% of 28.

Lenders approved 78.5% of mortgage refinance applications in Sumter County, FL, 11.7 percentage points above the Florida rate of 66.8%.

The typical mortgage refinance here is $185K, 41% smaller than the Florida typical of $315K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 27% approved of 22Lakeview Loan Servicing, LLC: 45% approved of 20Midflorida: 58% approved of 33PNC Bank, National Association: 67% approved of 21Truist Bank: 67% approved of 46Bank of America, National Association: 68% approved of 25Regions Bank: 69% approved of 29Rocket Mortgage, LLC: 76% approved of 71Suncoast Credit Union: 76% approved of 21Longbridge Financial, LLC: 86% approved of 21United Wholesale Mortgage, LLC: 89% approved of 81Finance of America Reverse LLC: 90% approved of 21Citizens First Bank: 94% approved of 132Freedom Mortgage Corporation: 95% approved of 21Mutual of Omaha Mortgage, Inc.: 96% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Sumter County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens First Bank94%124 / 13298%$105K121
2United Wholesale Mortgage, LLCBroker only89%72 / 8190%$315K65
3Rocket Mortgage, LLC76%54 / 7194%$295K51
4Truist Bank67%31 / 4681%$105K25
5Midflorida58%19 / 33100%$85K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 150 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Sumter County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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