Home improvement loan lenders in Cobb County, Georgia
Fat Boy Data analyzed home improvement loan activity in Cobb County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,824 applications were decided by 179 lenders between 2023 and 2025.
Cobb County at a glance
How Cobb County compares
What the data shows
Bank of America, National Association made the most home improvement loans in Cobb County, GA, 527 of them.
First Technology approved the highest share of applications among lenders with at least 20 decisions here, 92% of 25.
Lenders approved 60.9% of home improvement loan applications in Cobb County, GA, 5.4 percentage points above the Georgia rate of 55.5%.
The typical home improvement loan here is $95K, 12% larger than the Georgia typical of $85K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Cobb County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Bank of America, National Association | 45% | 542 / 1,207 | 97% | $105K | 527 |
| 2 | Truist Bank | 45% | 362 / 812 | 90% | $105K | 325 |
| 3 | Delta Community Credit Union | 65% | 453 / 693 | 99% | $95K | 450 |
| 4 | Navy Federal Credit Union | 64% | 391 / 615 | 99% | $85K | 386 |
| 5 | Credit Union of Georgia | 86% | 401 / 467 | 96% | $55K | 385 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 174 more lenders.
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