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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Cobb County, Georgia

Fat Boy Data analyzed home improvement loan activity in Cobb County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,824 applications were decided by 179 lenders between 2023 and 2025.

Cobb County at a glance

179Active lenders39 with 20+ decisions
60.9%Market approval rate5,374 of 8,824 decided
$95KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,059 loans funded

How Cobb County compares

Approval rate compared
Cobb County60.9%Georgia55.5%All 616 counties62.7%
Typical loan compared
Cobb County$95KGeorgia$85KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Cobb County, GA, 527 of them.

First Technology approved the highest share of applications among lenders with at least 20 decisions here, 92% of 25.

Lenders approved 60.9% of home improvement loan applications in Cobb County, GA, 5.4 percentage points above the Georgia rate of 55.5%.

The typical home improvement loan here is $95K, 12% larger than the Georgia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 40% approved of 361Spring Eq, LLC: 41% approved of 231Truist Bank: 45% approved of 812Bank of America, National Association: 45% approved of 1,207Regions Bank: 46% approved of 411U.S. Bank National Association: 47% approved of 106Bank OZK: 50% approved of 52Alliant Credit Union: 52% approved of 60Pentagon Federal Credit Union: 57% approved of 99PNC Bank, National Association: 57% approved of 310Fifth Third Bank, National Association: 57% approved of 184Loandepot.Com, LLC: 62% approved of 24Navy Federal Credit Union: 64% approved of 615Ameris Bank: 64% approved of 145Delta Community Credit Union: 65% approved of 693Fourleaf: 66% approved of 76Georgia's Own: 67% approved of 345Third Federal Savings And Loan Association Of Cleveland: 68% approved of 186SouthState Bank, National Association: 69% approved of 96Citizens Bank, National Association: 70% approved of 114Capital City Bank: 71% approved of 24Georgia United: 71% approved of 114Figure Lending LLC: 72% approved of 321United Community Bank: 72% approved of 198First Horizon Bank: 72% approved of 36First-Citizens Bank & Trust Company: 75% approved of 28Synovus Bank: 76% approved of 138Pinnacle Bank: 76% approved of 55The Loan Store, Inc.: 77% approved of 44New American Funding, LLC: 78% approved of 32Lge Community Credit Union: 78% approved of 370Rocket Mortgage, LLC: 83% approved of 23Credit Union of Georgia: 86% approved of 467Homebridge Financial Services, Inc.: 86% approved of 43Nationstar Mortgage LLC: 86% approved of 59Associated Credit Union: 90% approved of 120Lendage, LLC: 91% approved of 33First Technology: 92% approved of 25Coastal Community Bank: 94% approved of 64

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Cobb County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association45%542 / 1,20797%$105K527
2Truist Bank45%362 / 81290%$105K325
3Delta Community Credit Union65%453 / 69399%$95K450
4Navy Federal Credit Union64%391 / 61599%$85K386
5Credit Union of Georgia86%401 / 46796%$55K385

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 174 more lenders.

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